KASE:HSBK Income Statement

Financials in millions KZT. Fiscal year is January - December.

Millions KZT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,761,884	2,621,610	2,116,154	1,627,018	1,220,643	858,243
Interest Income on Investments	89,929	73,347	54,632	42,764	27,005	21,622
Total Interest Income	2,851,813	2,694,957	2,170,786	1,669,782	1,247,648	879,865
Interest Paid on Deposits	1,547,185	1,407,219	1,062,876	872,642	578,182	366,792
Net Interest Income	1,304,628	1,287,738	1,107,910	797,140	669,466	513,073
Net Interest Income Growth	4.81%	16.23%	38.99%	19.07%	30.48%	28.43%
Gain (Loss) on Sale of Assets	-	-	-60	15,532	1,956	20,346
Gain (Loss) on Sale of Investments	77,061	64,534	106,872	68,539	-1,800	16,472
Gain (Loss) on Sale of Equity Investments	13,326	16,000	15,526	13,593	9,708	6,640
Other Non-Interest Income	596,792	625,996	473,481	447,285	458,922	261,303
Total Non-Interest Income	687,179	706,530	595,819	544,949	468,786	304,761
Non-Interest Income Growth	0.63%	18.58%	9.34%	16.25%	53.82%	28.97%
Revenues Before Loan Losses	1,991,807	1,994,268	1,703,729	1,342,089	1,138,252	817,834
Provision for Loan Losses	198,719	156,208	128,472	89,102	106,851	-2
Revenue	1,793,088	1,838,060	1,575,257	1,252,987	1,031,401	817,836
Revenue Growth	-0.57%	16.68%	25.72%	21.48%	26.11%	35.44%
Selling, General & Administrative	21,205	19,639	16,196	13,952	11,024	10,896
Other Non-Interest Expense	573,295	520,181	458,305	424,744	349,240	256,729
Total Non-Interest Expense	594,500	539,820	474,501	438,696	360,264	267,625
EBT Excluding Unusual Items	1,198,588	1,298,240	1,100,756	814,291	671,137	550,211
Asset Writedown	-119	-3	1,137	483	4,059	-5,829
Other Unusual Items	-	-	-	-	-	-19,767
Pretax Income	1,198,469	1,298,237	1,101,893	814,774	675,196	524,615
Income Tax Expense	221,084	239,817	180,902	121,338	105,718	62,237
Earnings From Continuing Operations	977,385	1,058,420	920,991	693,436	569,478	462,378
Minority Interest in Earnings	-	-3	-3	-1	-1	-1
Net Income	977,385	1,058,417	920,988	693,435	569,477	462,377
Net Income to Common	977,385	1,058,417	920,988	693,435	569,477	462,377
Net Income Growth	-8.70%	14.92%	32.81%	21.77%	23.16%	31.11%
Basic Shares Outstanding	272	272	272	272	272	292
Diluted Shares Outstanding	272	272	272	272	272	292
Shares Change	0.01%	-0.06%	0.04%	0.03%	-6.79%	-0.07%
EPS (Basic)	3588.96	3886.86	3380.19	2545.95	2091.55	1582.89
EPS (Diluted)	3588.96	3886.86	3380.19	2545.95	2091.55	1582.89
EPS Growth	-8.71%	14.99%	32.77%	21.73%	32.14%	31.21%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1204.000	1204.000	2025.600	1400.000	1015.200	508.400
Dividend Growth	-40.56%	-40.56%	44.69%	37.90%	99.69%	-29.39%
Effective Tax Rate	18.45%	18.47%	16.42%	14.89%	15.66%	11.86%