Public Bank Berhad (KLSE:PBBANK)
Malaysia · Delayed Price · Currency is MYR 4.900
-0.060 (-1.21%)
At close: Nov 6, 2026
Public Bank Berhad Financials Overview
Financials in millions MYR. Fiscal year is January - December.
Millions MYR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 14,740 | 14,669 | 14,040 | 12,949 | 13,065 | 11,305 |
Revenue Growth | 1.02% | 4.48% | 8.43% | -0.89% | 15.57% | 12.55% |
Net Income Net Income Growth | 7,226 | 7,224 | 7,147 | 6,649 | 6,119 | 5,657 |
Earnings Per Share EPS Growth | 0.37 | 0.37 | 0.37 | 0.34 | 0.32 | 0.29 |
EPS Growth | 1.00% | 1.55% | 7.53% | 8.66% | 8.19% | 16.11% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Hire Purchase Hire Purchase Growth | 4,011 | 3,908 | 3,573 | 3,006 | 2,645 | 2,517 |
Retail Operations Retail Operations Growth | 14,938 | 14,976 | 15,041 | 14,000 | 11,684 | 10,794 |
Corporate Lending Corporate Lending Growth | 2,125 | 2,244 | 2,305 | 2,129 | 1,645 | 1,521 |
Treasury and Capital Market Operations Treasury and Capital Market Operations Growth | 4,275 | 4,262 | 3,958 | 3,516 | 2,414 | 2,199 |
Investment Banking Investment Banking Growth | 234.05 | 220.57 | 257.38 | 187.64 | 171.84 | 229.44 |
Fund Management Fund Management Growth | 2,093 | 1,844 | 1,785 | 1,573 | 1,573 | 1,863 |
General Insurance General Insurance Growth | 1,991 | 1,919 | 154.52 | - | - | - |
Head Office, Fund Centers and Others Head Office, Fund Centers and Others Growth | 2,670 | 2,692 | 2,609 | - | - | - |
Total Overseas Operations Total Overseas Operations Growth | 2,531 | 2,633 | 2,607 | 2,580 | 1,980 | 1,673 |
Eliminations Eliminations Growth | -5,097 | -5,190 | -5,084 | -4,390 | -3,070 | -3,672 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 23,919 | 26,817 | 28,535 | 17,320 | 30,265 | 19,711 |
Total Debt Total Debt Growth | 35,278 | 19,822 | 20,416 | 15,421 | 20,209 | 13,037 |
Net Cash (Debt) Net Cash Growth | -11,359 | 6,995 | 8,119 | 1,900 | 10,056 | 6,674 |
Net Cash Growth | - | -13.85% | 327.40% | -81.11% | 50.66% | -10.88% |
Net Cash Per Share Net Cash Per Share Growth | -0.59 | 0.36 | 0.42 | 0.10 | 0.52 | 0.34 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -5,450 | -11,476 | -12,968 | -19,842 | -10,812 | -5,243 |
Capital Expenditures CapEx Growth | -335.67 | -266.71 | -183.28 | -308.49 | -146.18 | -142.95 |
Free Cash Flow Free Cash Flow Growth | -5,786 | -11,743 | -13,151 | -20,150 | -10,958 | -5,386 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 49.02% | 49.25% | 50.91% | 51.35% | 46.84% | 50.03% |
FCF Margin | -39.25% | -80.05% | -93.67% | -155.62% | -83.88% | -47.64% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.225 | 0.225 | 0.210 | 0.190 | 0.170 | 0.152 |
Dividend Per Share Growth | 4.65% | 7.14% | 10.53% | 11.77% | 11.84% | 16.92% |
Dividend Yield | 4.59% | 4.96% | 4.58% | 4.43% | 3.94% | 3.65% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.12 | 12.14 | 12.39 | 12.52 | 13.70 | 14.28 |
Forward PE | 12.38 | 12.36 | 11.83 | 11.96 | 11.29 | 13.30 |
PS Ratio | 6.45 | 5.98 | 6.30 | 6.43 | 6.42 | 7.14 |