Public Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	15,580	15,282	13,244	9,558	18,795	14,048
Investment Securities	81,576	83,010	85,537	85,806	83,534	83,013
Trading Asset Securities	5,369	4,203	4,569	3,052	1,396	1,156
Total Investments	86,945	87,213	90,106	88,858	84,929	84,170
Gross Loans	448,689	442,423	420,882	396,053	373,799	355,346
Allowance for Loan Losses	-3,403	-3,425	-3,699	-4,247	-4,309	-3,974
Net Loans	445,286	438,998	417,183	391,806	369,490	351,372
Property, Plant & Equipment	2,516	2,525	2,498	2,502	2,484	2,577
Goodwill	-	2,420	2,528	2,553	2,497	2,413
Other Intangible Assets	3,064	665.91	718.05	36.76	41.67	46.29
Investments in Real Estate	691.18	694.88	770.95	744.96	669.57	606.07
Accrued Interest Receivable	91.28	103.76	124.06	112.44	82.24	28.41
Other Receivables	5,856	3,393	2,707	2,537	2,575	2,278
Restricted Cash	4,456	4,441	7,650	7,527	6,882	1,222
Other Current Assets	3,649	3,700	3,440	2,998	3,292	2,806
Long-Term Deferred Tax Assets	404.92	426.91	540.53	567.31	630.2	519.01
Other Real Estate Owned & Foreclosed	198.15	200.33	219.14	232.79	209.25	200.49
Other Long-Term Assets	1,213	1,235	1,245	272.97	426.41	224.47
Total Assets	570,313	561,651	543,310	510,598	493,263	462,739
Accrued Expenses	-	464.86	393.38	484.98	-	644.59
Interest Bearing Deposits	388,827	385,418	374,811	355,787	339,817	322,712
Non-Interest Bearing Deposits	76,193	76,321	71,911	69,713	68,676	65,806
Total Deposits	465,020	461,739	446,722	425,499	408,494	388,518
Short-Term Borrowings	10,597	6,266	8,483	3,372	7,272	1,256
Current Portion of Long-Term Debt	3,976	801.51	1,523	3,146	2,630	5,464
Current Portion of Leases	-	121.46	127.71	115.79	118.31	114.44
Current Income Taxes Payable	521.61	2.7	2.8	-	928.86	0.32
Accrued Interest Payable	2,829	2,848	3,308	3,210	1,897	1,463
Other Current Liabilities	488.51	320.77	543.26	463.13	642.66	4,775
Long-Term Debt	10,346	11,848	9,491	7,998	9,393	5,399
Long-Term Leases	895.34	784.73	790.77	788.54	794.65	802.21
Long-Term Deferred Tax Liabilities	305.37	302.22	302.32	94.2	83.19	71
Other Long-Term Liabilities	13,757	13,709	11,693	9,046	9,483	4,806
Total Liabilities	508,734	499,210	483,380	454,218	441,737	413,314
Common Stock	9,418	9,418	9,418	9,418	9,418	9,418
Retained Earnings	48,897	50,609	47,537	44,298	40,366	38,070
Treasury Stock	-434.75	-434.75	-434.75	-	-	-
Comprehensive Income & Other	1,258	345.56	815.42	958.84	395.53	674.56
Total Common Equity	59,138	59,938	57,335	54,674	50,179	48,163
Minority Interest	2,440	2,504	2,594	1,706	1,347	1,263
Shareholders' Equity	61,578	62,442	59,930	56,380	51,526	49,425
Total Liabilities & Equity	570,313	561,651	543,310	510,598	493,263	462,739
Total Debt	25,813	19,822	20,416	15,421	20,209	13,037
Net Cash (Debt)	-4,861	6,995	8,119	1,900	10,056	6,674
Net Cash Growth	-	-13.85%	327.40%	-81.11%	50.66%	-10.88%
Net Cash Per Share	-0.25	0.36	0.42	0.10	0.52	0.34
Filing Date Shares Outstanding	19,313	19,313	19,313	19,411	19,411	19,411
Total Common Shares Outstanding	19,313	19,313	19,313	19,411	19,411	19,411
Book Value Per Share	3.06	3.10	2.97	2.82	2.59	2.48
Tangible Book Value	56,074	56,852	54,089	52,085	47,640	45,703
Tangible Book Value Per Share	2.90	2.94	2.80	2.68	2.45	2.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.