Public Bank Berhad Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7,224	7,147	6,649	6,119	5,657
Depreciation & Amortization	371.03	336.93	368.05	376.22	367.95
Other Amortization	4.16	3	3.11	3.82	6.16
Gain (Loss) on Sale of Assets	10.47	18.47	-6.06	6.28	4.36
Gain (Loss) on Sale of Investments	-161.56	-111.92	-43.72	-71.95	-57.58
Total Asset Writedown	42.76	503.48	15.68	-4.68	-4.62
Provision for Credit Losses	269.75	203.72	355.68	596.81	1,395
Change in Trading Asset Securities	14.02	106.9	-1,717	93.63	453.88
Change in Other Net Operating Assets	-19,496	-20,662	-24,986	-18,219	-12,681
Other Operating Activities	300.89	-272.16	-462.1	294.36	-389.57
Operating Cash Flow	-11,476	-12,968	-19,842	-10,812	-5,243
Capital Expenditures	-266.71	-183.28	-308.49	-146.18	-142.95
Sale of Property, Plant and Equipment	0.31	0.75	1.76	3.9	2.04
Cash Acquisitions	-	-1,574	-	-	-
Investment in Securities	2,426	1,610	-2,890	-1,679	-4,504
Income (Loss) Equity Investments	-56.02	-241.16	-18.96	-6.95	5.46
Divestitures	12.25	10.88	298.43	-	-
Other Investing Activities	25.95	26.39	55.58	30.94	22.96
Investing Cash Flow	2,172	-152.15	-2,843	-1,874	-4,622
Long-Term Debt Issued	3,399	2,498	998.85	6,577	-
Long-Term Debt Repaid	-1,613	-2,590	-2,097	-5,678	-1,606
Net Debt Issued (Repaid)	1,785	-91.43	-1,099	899.45	-1,606
Common Dividends Paid	-4,152	-3,882	-2,717	-3,824	-3,979
Net Increase (Decrease) in Deposit Accounts	15,017	21,222	17,006	19,976	11,905
Other Financing Activities	-172.75	-10.16	-6.87	-26.58	-31.44
Financing Cash Flow	12,477	17,239	13,183	17,025	6,288
Foreign Exchange Rate Adjustments	-1,136	-432.7	264.67	408.68	297.42
Net Cash Flow	2,038	3,686	-9,237	4,747	-3,280
Free Cash Flow	-11,743	-13,151	-20,150	-10,958	-5,386
Free Cash Flow Margin	-80.05%	-93.67%	-155.62%	-83.88%	-47.64%
Free Cash Flow Per Share	-0.61	-0.68	-1.04	-0.56	-0.28
Cash Income Tax Paid	2,008	2,052	2,345	2,414	2,062

Source: S&P Global Market Intelligence. Banks template. Financial Sources.