Public Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	14,352	13,244	9,558	18,795	14,048	17,328
Investment Securities	80,298	85,537	85,806	83,534	83,013	78,803
Trading Asset Securities	5,074	4,569	3,052	1,396	1,156	1,871
Total Investments	85,372	90,106	88,858	84,929	84,170	80,673
Gross Loans	437,903	420,882	396,053	373,799	355,346	342,959
Allowance for Loan Losses	-3,530	-3,699	-4,247	-4,309	-3,974	-2,848
Net Loans	434,372	417,183	391,806	369,490	351,372	340,111
Property, Plant & Equipment	2,426	2,498	2,502	2,484	2,577	2,697
Goodwill	-	2,767	2,553	2,497	2,413	2,367
Other Intangible Assets	2,719	32.12	36.76	41.67	46.29	50.91
Investments in Real Estate	765.82	770.95	744.96	669.57	606.07	712.89
Accrued Interest Receivable	111.7	124.06	112.44	82.24	28.41	22.71
Other Receivables	5,507	2,707	2,537	2,575	2,278	2,263
Restricted Cash	4,285	7,650	7,527	6,882	1,222	1,135
Other Current Assets	3,487	3,440	2,998	3,292	2,806	3,079
Long-Term Deferred Tax Assets	448.43	540.53	567.31	630.2	519.01	81.64
Other Real Estate Owned & Foreclosed	196.59	219.14	232.79	209.25	200.49	191.16
Other Long-Term Assets	1,238	1,245	272.97	426.41	224.47	314.41
Total Assets	555,638	542,863	510,598	493,263	462,739	451,257
Accrued Expenses	-	393.38	484.98	-	644.59	209.82
Interest Bearing Deposits	384,661	374,811	355,787	339,817	322,712	317,258
Non-Interest Bearing Deposits	74,684	71,911	69,713	68,676	65,806	59,355
Total Deposits	459,345	446,722	425,499	408,494	388,518	376,613
Short-Term Borrowings	5,146	8,483	3,372	7,272	1,256	1,540
Current Portion of Long-Term Debt	-	1,523	3,146	2,630	5,464	1,520
Current Portion of Leases	-	127.71	115.79	118.31	114.44	113.87
Current Income Taxes Payable	744.32	2.8	-	928.86	0.32	0.32
Accrued Interest Payable	3,138	3,308	3,210	1,897	1,463	1,785
Other Current Liabilities	348.66	543.26	463.13	642.66	4,775	325.72
Long-Term Debt	11,931	9,491	7,998	9,393	5,399	10,752
Long-Term Leases	915.58	790.77	788.54	794.65	802.21	958.25
Long-Term Deferred Tax Liabilities	143.75	138.48	94.2	83.19	71	784.35
Other Long-Term Liabilities	13,430	11,693	9,046	9,483	4,806	8,228
Total Liabilities	495,143	483,216	454,218	441,737	413,314	402,830
Common Stock	9,418	9,418	9,418	9,418	9,418	9,418
Retained Earnings	47,595	47,537	44,298	40,366	38,070	36,393
Treasury Stock	-434.75	-434.75	-	-	-	-
Comprehensive Income & Other	1,673	815.42	958.84	395.53	674.56	1,438
Total Common Equity	58,251	57,335	54,674	50,179	48,163	47,248
Minority Interest	2,244	2,311	1,706	1,347	1,263	1,178
Shareholders' Equity	60,496	59,647	56,380	51,526	49,425	48,427
Total Liabilities & Equity	555,638	542,863	510,598	493,263	462,739	451,257
Total Debt	17,992	20,416	15,421	20,209	13,037	14,885
Net Cash (Debt)	1,438	8,119	1,900	10,056	6,674	7,489
Net Cash Growth	-	327.40%	-81.11%	50.66%	-10.88%	70.47%
Net Cash Per Share	0.07	0.42	0.10	0.52	0.34	0.39
Filing Date Shares Outstanding	19,313	19,313	19,411	19,411	19,411	19,411
Total Common Shares Outstanding	19,313	19,313	19,411	19,411	19,411	19,411
Book Value Per Share	3.02	2.97	2.82	2.59	2.48	2.43
Tangible Book Value	55,532	54,536	52,085	47,640	45,703	44,831
Tangible Book Value Per Share	2.88	2.82	2.68	2.45	2.35	2.31

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.