Public Bank Berhad (KLSE: PBBANK)

Public Bank Berhad Balance Sheet

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	13,366	9,558	18,795	14,048	17,328	12,192
Investment Securities	82,303	85,806	83,534	83,013	78,803	69,759
Trading Asset Securities	1,823	3,052	1,396	1,156	1,871	4,363
Total Investments	84,126	88,858	84,929	84,170	80,673	74,121
Gross Loans	411,362	396,053	373,799	355,346	342,959	326,917
Allowance for Loan Losses	-3,915	-4,247	-4,309	-3,974	-2,848	-1,992
Net Loans	407,447	391,806	369,490	351,372	340,111	324,925
Property, Plant & Equipment	2,406	2,502	2,484	2,577	2,697	2,570
Goodwill	-	2,553	2,497	2,413	2,367	2,387
Other Intangible Assets	2,464	36.76	41.67	46.29	50.91	55.56
Investments in Real Estate	703.48	744.96	669.57	606.07	712.89	753.1
Accrued Interest Receivable	104.55	112.44	82.24	28.41	22.71	42.9
Other Receivables	3,424	2,537	2,575	2,278	2,263	1,236
Restricted Cash	7,668	7,527	6,882	1,222	1,135	10,044
Other Current Assets	3,638	2,998	3,292	2,806	3,079	3,744
Long-Term Deferred Tax Assets	486.1	567.31	630.2	519.01	81.64	83.48
Other Real Estate Owned & Foreclosed	227.49	232.79	209.25	200.49	191.16	177.62
Other Long-Term Assets	424.28	272.97	426.41	224.47	314.41	263.09
Total Assets	526,814	510,598	493,263	462,739	451,257	432,831
Accrued Expenses	-	-	-	644.59	209.82	539.79
Interest Bearing Deposits	366,690	355,787	339,817	322,712	317,258	310,728
Non-Interest Bearing Deposits	70,641	69,713	68,676	65,806	59,355	51,106
Total Deposits	437,331	425,499	408,494	388,518	376,613	361,835
Short-Term Borrowings	6,150	3,372	7,272	1,256	1,540	1,316
Current Portion of Long-Term Debt	2,474	5,756	5,135	5,464	1,520	-
Current Portion of Leases	-	115.79	118.31	114.44	113.87	159.56
Current Income Taxes Payable	997.98	484.98	928.86	0.32	0.32	0.32
Accrued Interest Payable	3,323	3,210	1,897	1,463	1,785	2,086
Other Current Liabilities	534.5	463.13	642.66	4,775	325.72	1,308
Long-Term Debt	8,342	5,388	6,889	5,399	10,752	12,317
Long-Term Leases	908.1	788.54	794.65	802.21	958.25	928.25
Long-Term Deferred Tax Liabilities	94.71	94.2	83.19	71	784.35	56.99
Other Long-Term Liabilities	9,597	9,046	9,483	4,806	8,228	7,537
Total Liabilities	469,757	454,218	441,737	413,314	402,830	388,084
Common Stock	9,418	9,418	9,418	9,418	9,418	9,418
Retained Earnings	44,636	44,298	40,366	38,070	36,393	33,074
Comprehensive Income & Other	1,427	958.84	395.53	674.56	1,438	1,103
Total Common Equity	55,481	54,674	50,179	48,163	47,248	43,594
Minority Interest	1,575	1,706	1,347	1,263	1,178	1,152
Shareholders' Equity	57,056	56,380	51,526	49,425	48,427	44,746
Total Liabilities & Equity	526,814	510,598	493,263	462,739	451,257	432,831
Total Debt	17,874	15,421	20,209	13,037	14,885	14,722
Net Cash (Debt)	-2,682	1,900	10,056	6,674	7,489	4,393
Net Cash Growth	-	-81.11%	50.66%	-10.88%	70.47%	15.69%
Net Cash Per Share	-0.14	0.10	0.52	0.34	0.39	0.23
Filing Date Shares Outstanding	19,411	19,411	19,411	19,411	19,411	19,411
Total Common Shares Outstanding	19,411	19,411	19,411	19,411	19,411	19,411
Book Value Per Share	2.86	2.82	2.59	2.48	2.43	2.25
Tangible Book Value	53,016	52,085	47,640	45,703	44,831	41,151
Tangible Book Value Per Share	2.73	2.68	2.45	2.35	2.31	2.12

Source: S&P Capital IQ. Banks template. Financial Sources.