Public Bank Berhad Ratios and Metrics

Market cap in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	94,056	87,683	88,513	83,272	83,854	80,748
Market Cap Growth	8.40%	-0.94%	6.29%	-0.69%	3.85%	0.97%
Last Close Price	4.87	4.43	4.23	3.81	3.71	3.42
PE Ratio	13.02	12.14	12.39	12.52	13.70	14.28
PS Ratio	6.41	5.98	6.30	6.43	6.42	7.14
PB Ratio	1.51	1.40	1.48	1.48	1.63	1.63
P/FCF Ratio	28.72	26.78	-	-	-	-
P/OCF Ratio	26.56	24.76	-	-	-	-
Debt / Equity Ratio	0.32	0.32	0.34	0.27	0.39	0.26
Debt / FCF Ratio	6.05	6.05	-	-	-	-
Net Debt / Equity Ratio	0.01	0.01	-0.14	-0.03	-0.19	-0.13
Net Debt / FCF Ratio	0.10	0.10	0.62	0.09	0.92	1.24
Return on Equity (ROE)	12.13%	12.13%	12.10%	12.34%	12.22%	11.71%
Return on Assets (ROA)	1.34%	1.34%	1.33%	1.33%	1.29%	1.25%
Earnings Yield	7.68%	8.24%	8.08%	7.99%	7.30%	7.00%
FCF Yield	3.48%	3.73%	-14.86%	-24.20%	-13.07%	-6.67%
Dividend Yield	4.62%	5.08%	4.96%	4.99%	4.58%	4.45%
Payout Ratio	57.48%	57.48%	54.32%	40.87%	62.49%	70.35%
Buyback Yield / Dilution	0.46%	0.46%	0.04%	-	-	-
Total Shareholder Return	5.02%	5.54%	5.00%	4.99%	4.58%	4.45%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.