Korea Credit Information CO., LTD (KOSDAQ:049720)
South Korea · Delayed Price · Currency is KRW 9,150.00
+20.00 (0.22%)
At close: Sep 18, 2026
KOSDAQ:049720 Ratios and Metrics
Market cap in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 130,754 | 147,175 | 140,788 | 132,509 | 150,245 | 118,558 | |
Market Cap Growth | -9.96% | 4.54% | 6.25% | -11.80% | 26.73% | 42.86% |
Enterprise Value | 136,610 | 143,185 | 136,289 | 143,335 | 166,483 | 136,533 |
Last Close Price | 9150.00 | 10282.11 | 9391.38 | 8473.04 | 9248.40 | 7065.90 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.90 | 11.10 | 10.64 | 11.26 | 14.18 | 12.04 |
PS Ratio | 0.74 | 0.83 | 0.82 | 0.84 | 1.02 | 0.82 |
PB Ratio | 2.01 | 2.34 | 2.66 | 2.90 | 3.82 | 3.58 |
P/TBV Ratio | 2.13 | 2.45 | 2.80 | 3.09 | 4.03 | 3.83 |
P/FCF Ratio | 18.46 | 9.05 | 7.23 | 7.03 | 22.68 | 13.16 |
P/OCF Ratio | 15.65 | 8.40 | 6.89 | 6.64 | 20.11 | 10.91 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.77 | 0.80 | 0.80 | 0.91 | 1.13 | 0.94 |
EV/EBITDA Ratio | 5.79 | 6.07 | 6.13 | 7.22 | 9.00 | 7.42 |
EV/EBIT Ratio | 8.15 | 8.55 | 8.90 | 10.97 | 13.88 | 10.96 |
EV/FCF Ratio | 19.28 | 8.81 | 7.00 | 7.60 | 25.13 | 15.15 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.45 | 0.41 | 0.42 | 0.53 | 0.73 | 0.82 |
Debt / EBITDA Ratio | 1.25 | 1.09 | 1.00 | 1.22 | 1.55 | 1.47 |
Debt / FCF Ratio | 4.15 | 1.58 | 1.15 | 1.29 | 4.34 | 3.00 |
Net Debt / Equity Ratio | 0.09 | -0.12 | -0.08 | 0.19 | 0.37 | 0.49 |
Net Debt / EBITDA Ratio | 0.25 | -0.33 | -0.19 | 0.43 | 0.78 | 0.87 |
Net Debt / FCF Ratio | 0.83 | -0.48 | -0.21 | 0.45 | 2.18 | 1.78 |
Asset Turnover | 1.60 | 1.68 | 1.82 | 1.77 | 1.74 | 1.91 |
Quick Ratio | 0.97 | 1.17 | 1.01 | 0.72 | 0.58 | 0.51 |
Current Ratio | 1.72 | 1.90 | 1.77 | 1.44 | 0.59 | 0.52 |
Return on Equity (ROE) | 21.75% | 22.89% | 26.86% | 27.72% | 29.26% | 31.62% |
Return on Assets (ROA) | 9.44% | 9.89% | 10.15% | 9.16% | 8.89% | 10.26% |
Return on Invested Capital (ROIC) | 18.63% | 24.71% | 24.31% | 20.24% | 21.64% | 21.14% |
Return on Capital Employed (ROCE) | 20.90% | 22.30% | 24.80% | 23.40% | 25.10% | 27.90% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 10.03% | 9.01% | 9.40% | 8.88% | 7.05% | 8.31% |
FCF Yield | 5.42% | 11.05% | 13.83% | 14.23% | 4.41% | 7.60% |
Dividend Yield | 5.68% | - | - | 4.49% | - | - |
Payout Ratio | 53.81% | 49.37% | 44.17% | 41.37% | 40.71% | 59.99% |
Buyback Yield / Dilution | -0.92% | 0.26% | -0.46% | -0.02% | -0.03% | -0.04% |
Total Shareholder Return | 4.76% | 0.26% | -0.46% | 4.46% | -0.03% | -0.04% |