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Korea Credit Information CO., LTD (KOSDAQ:049720)
South Korea flag South Korea · Delayed Price · Currency is KRW
9,180.00
-120.00 (-1.29%)
At close: Aug 20, 2026

KOSDAQ:049720 Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
179,199178,030171,309158,214146,767145,222
Revenue Growth
3.91%3.92%8.28%7.80%1.06%9.02%
Gross Profit
178,996177,843171,142158,089146,666145,112
Operating Income
17,10116,74115,31013,07011,99112,459
Net Income
13,17613,26213,23711,77010,5929,851
Earnings Per Share
933.83946.00947.00842.81761.00708.36
EPS Growth
-2.50%-0.11%12.36%10.75%7.43%-4.33%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
23,81133,42726,48915,74614,27110,941
Total Debt
25,99425,68022,29524,25428,74126,994
Net Cash (Debt)
-2,1837,7474,194-8,508-14,470-16,053
Net Cash Growth
-84.71%----
Net Cash Per Share
-155.58555.66300.04-611.43-1040.12-1154.31

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
10,13817,52220,42119,9547,47110,869
Capital Expenditures
-1,176-1,262-952.1-1,103-846.07-1,859
Free Cash Flow
8,96316,26019,46918,8526,6249,010
Free Cash Flow Growth
-47.12%-16.48%3.27%184.58%-26.48%389.14%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
99.89%99.89%99.90%99.92%99.93%99.92%
Operating Margin
9.54%9.40%8.94%8.26%8.17%8.58%
Pretax Margin
9.92%9.71%9.46%8.90%7.77%8.74%
Profit Margin
7.35%7.45%7.73%7.44%7.22%6.78%
FCF Margin
5.00%9.13%11.37%11.92%4.51%6.20%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
520.000--380.000
Dividend Per Share Growth
8.51%---
Dividend Yield
5.59%--4.49%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.8311.1010.6411.2614.1812.04
P/FCF Ratio
14.289.057.237.0322.6813.16
PS Ratio
0.710.830.820.841.020.82