Korea Credit Information CO., LTD (KOSDAQ:049720)
South Korea · Delayed Price · Currency is KRW 8,830.00
+110.00 (1.26%)
At close: Nov 2, 2026
KOSDAQ:049720 Financials Overview
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 177,670 | 178,030 | 171,309 | 158,214 | 146,767 | 145,222 |
Revenue Growth | 2.03% | 3.92% | 8.28% | 7.80% | 1.06% | 9.02% |
Gross Profit Gross Profit Growth | 177,453 | 177,843 | 171,142 | 158,089 | 146,666 | 145,112 |
Operating Income Operating Income Growth | 16,765 | 16,741 | 15,310 | 13,070 | 11,991 | 12,459 |
Net Income Net Income Growth | 13,120 | 13,262 | 13,237 | 11,770 | 10,592 | 9,851 |
Earnings Per Share EPS Growth | 924.07 | 945.97 | 947.11 | 842.81 | 761.00 | 708.36 |
EPS Growth | -2.96% | -0.12% | 12.38% | 10.75% | 7.43% | -4.33% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Loan Loan Growth | 4,105 | 3,729 | 3,400 | 3,915 | 3,803 | 2,683 |
Debt Collection Debt Collection Growth | 173,564 | 174,301 | 167,909 | 154,299 | 142,982 | 142,551 |
Total Total Growth | 177,670 | 178,030 | 171,309 | 158,214 | 146,767 | 145,222 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 23,524 | 33,427 | 26,489 | 15,746 | 14,271 | 10,941 |
Total Debt Total Debt Growth | 29,380 | 25,680 | 22,295 | 24,254 | 28,741 | 26,994 |
Net Cash (Debt) Net Cash Growth | -5,856 | 7,747 | 4,194 | -8,508 | -14,470 | -16,053 |
Net Cash Growth | - | 84.71% | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -414.75 | 555.66 | 301.18 | -611.43 | -1040.12 | -1154.31 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,357 | 17,522 | 20,421 | 19,954 | 7,471 | 10,869 |
Capital Expenditures CapEx Growth | -1,272 | -1,262 | -952.1 | -1,103 | -846.07 | -1,859 |
Free Cash Flow Free Cash Flow Growth | 7,085 | 16,260 | 19,469 | 18,852 | 6,624 | 9,010 |
Free Cash Flow Growth | -57.47% | -16.48% | 3.27% | 184.58% | -26.48% | 389.14% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 99.88% | 99.89% | 99.90% | 99.92% | 99.93% | 99.92% |
Operating Margin | 9.44% | 9.40% | 8.94% | 8.26% | 8.17% | 8.58% |
Pretax Margin | 9.88% | 9.71% | 9.46% | 8.90% | 7.77% | 8.74% |
Profit Margin | 7.38% | 7.45% | 7.73% | 7.44% | 7.22% | 6.78% |
FCF Margin | 3.99% | 9.13% | 11.37% | 11.92% | 4.51% | 6.20% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 520.000 | 500.000 | 450.000 | 380.000 |
Dividend Per Share Growth | 8.51% | 11.11% | 18.42% | - |
Dividend Yield | 5.89% | 4.85% | 4.45% | 3.99% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.56 | 11.10 | 10.64 | 11.26 | 14.18 | 12.04 |
P/FCF Ratio | 17.81 | 9.05 | 7.23 | 7.03 | 22.68 | 13.16 |
PS Ratio | 0.71 | 0.83 | 0.82 | 0.84 | 1.02 | 0.82 |