INCAR FINANCIAL SERVICE Co., Ltd. (KOSDAQ:211050)

South Korea · Delayed Price · Currency is KRW

9,910.00

-20.00 (-0.20%)

At close: Oct 8, 2026

INCAR FINANCIAL SERVICE Financials Overview

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,192,932	1,021,769	832,259	556,822	401,449	314,623
Revenue Growth	31.86%	22.77%	49.47%	38.70%	27.60%	4.52%
Gross Profit	217,507	188,209	157,467	105,864	77,534	60,344
Operating Income	108,276	94,844	86,267	46,576	27,495	21,134
Net Income	82,871	72,300	62,026	29,509	20,788	16,396
Earnings Per Share	1687.31	1480.39	1260.00	575.00	410.37	364.80
EPS Growth	21.55%	17.49%	119.13%	40.12%	12.49%	45.23%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	100,439	119,296	89,965	45,133	19,522	20,697
Total Debt	96,665	51,610	58,179	63,937	28,794	27,634
Net Cash (Debt)	3,775	67,686	31,787	-18,804	-9,273	-6,937
Net Cash Growth	-92.84%	112.94%	-	-	-	-
Net Cash Per Share	76.86	1385.91	645.71	-366.64	-183.05	-154.35

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-8,938	56,175	74,872	8,697	-884.91	-549.5
Capital Expenditures	-1,320	-977.54	-1,169	-459.07	-833.27	-1,284
Free Cash Flow	-10,259	55,197	73,704	8,238	-1,718	-1,834
Free Cash Flow Growth	-	-25.11%	794.73%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	18.23%	18.42%	18.92%	19.01%	19.31%	19.18%
Operating Margin	9.08%	9.28%	10.37%	8.37%	6.85%	6.72%
Pretax Margin	9.51%	9.38%	9.66%	7.27%	6.61%	6.83%
Profit Margin	6.95%	7.08%	7.45%	5.30%	5.18%	5.21%
FCF Margin	-0.86%	5.40%	8.86%	1.48%	-0.43%	-0.58%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct '26 Oct 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	370.000	-	-	70.000	60.000
Dividend Per Share Growth	270.00%	-	-	16.67%	-
Dividend Yield	3.73%	-	-	2.31%	4.77%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.87	8.67	4.42	5.52	3.33	5.76
Forward PE	-	4.70	4.70	3.41	-	-
P/FCF Ratio	-	11.35	3.72	19.79	-	-
PS Ratio	0.41	0.61	0.33	0.29	0.17	0.30