INCAR FINANCIAL SERVICE Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	473,195	626,675	274,001	162,977	69,260	94,374
Market Cap Growth	-13.93%	128.71%	68.12%	135.31%	-26.61%	98.11%
Enterprise Value	422,063	534,938	246,568	173,751	74,437	-
Last Close Price	10110.00	12810.00	5449.34	3025.94	1258.37	1880.24
PE Ratio	6.27	8.67	4.42	5.52	3.33	5.76
PS Ratio	0.43	0.61	0.33	0.29	0.17	0.30
PB Ratio	2.15	2.92	1.86	1.69	0.94	2.28
P/TBV Ratio	2.31	2.98	1.94	1.74	0.97	2.36
P/FCF Ratio	27.94	11.35	3.72	19.79	-	-
P/OCF Ratio	25.93	11.16	3.66	18.74	-	-
EV/Sales Ratio	0.39	0.52	0.30	0.31	0.19	-
EV/EBITDA Ratio	3.62	4.81	2.47	2.95	1.93	-
EV/EBIT Ratio	4.23	5.64	2.86	3.73	2.71	-
EV/FCF Ratio	24.92	9.69	3.35	21.09	-	-
Debt / Equity Ratio	0.20	0.24	0.40	0.66	0.39	0.67
Debt / EBITDA Ratio	0.37	0.46	0.58	1.09	0.75	0.93
Debt / FCF Ratio	2.58	0.94	0.79	7.76	-	-
Net Debt / Equity Ratio	-0.22	-0.32	-0.22	0.19	0.13	0.17
Net Debt / EBITDA Ratio	-0.42	-0.61	-0.32	0.32	0.24	0.23
Net Debt / FCF Ratio	-2.91	-1.23	-0.43	2.28	-5.40	-3.78
Asset Turnover	1.21	1.20	1.38	1.41	1.58	1.61
Quick Ratio	0.33	0.39	0.40	0.36	0.35	0.35
Current Ratio	1.07	1.12	1.18	1.29	1.23	1.13
Return on Equity (ROE)	41.21%	39.24%	50.84%	34.68%	36.19%	49.26%
Return on Assets (ROA)	6.92%	6.94%	8.95%	7.38%	6.78%	6.77%
Return on Invested Capital (ROIC)	46.50%	53.57%	57.62%	34.25%	32.85%	52.78%
Return on Capital Employed (ROCE)	31.80%	32.00%	41.20%	28.40%	30.30%	39.80%
Earnings Yield	16.69%	11.54%	22.64%	18.11%	30.01%	17.37%
FCF Yield	3.58%	8.81%	26.90%	5.05%	-2.48%	-1.94%
Dividend Yield	3.95%	-	-	2.31%	4.77%	-
Payout Ratio	6.16%	6.73%	5.68%	10.45%	-	-
Buyback Yield / Dilution	-0.09%	0.79%	4.02%	-1.24%	-12.72%	-
Total Shareholder Return	3.87%	0.79%	4.02%	1.07%	-7.95%	-