INCAR FINANCIAL SERVICE Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	545,742	626,675	274,001	162,977	69,260	94,374
Market Cap Growth	87.26%	128.71%	68.12%	135.31%	-26.61%	98.11%
Enterprise Value	476,185	534,938	246,568	173,751	74,437	-
Last Close Price	11660.00	12810.00	5449.34	3025.94	1258.37	1880.24
PE Ratio	7.88	8.67	4.42	5.52	3.33	5.76
PS Ratio	0.53	0.61	0.33	0.29	0.17	0.30
PB Ratio	2.55	2.92	1.86	1.69	0.94	2.28
P/TBV Ratio	2.59	2.98	1.94	1.74	0.97	2.36
P/FCF Ratio	9.89	11.35	3.72	19.79	-	-
P/OCF Ratio	9.72	11.16	3.66	18.74	-	-
EV/Sales Ratio	0.47	0.52	0.30	0.31	0.19	-
EV/EBITDA Ratio	4.28	4.81	2.47	2.95	1.93	-
EV/EBIT Ratio	5.02	5.64	2.86	3.73	2.71	-
EV/FCF Ratio	8.63	9.69	3.35	21.09	-	-
Debt / Equity Ratio	0.24	0.24	0.40	0.66	0.39	0.67
Debt / EBITDA Ratio	0.46	0.46	0.58	1.09	0.75	0.93
Debt / FCF Ratio	0.94	0.94	0.79	7.76	-	-
Net Debt / Equity Ratio	-0.32	-0.32	-0.22	0.19	0.13	0.17
Net Debt / EBITDA Ratio	-0.61	-0.61	-0.32	0.32	0.24	0.23
Net Debt / FCF Ratio	-1.23	-1.23	-0.43	2.28	-5.40	-3.78
Asset Turnover	1.20	1.20	1.38	1.41	1.58	1.61
Quick Ratio	0.39	0.39	0.40	0.36	0.35	0.35
Current Ratio	1.12	1.12	1.18	1.29	1.23	1.13
Return on Equity (ROE)	39.24%	39.24%	50.84%	34.68%	36.19%	49.26%
Return on Assets (ROA)	6.94%	6.94%	8.95%	7.38%	6.78%	6.77%
Return on Invested Capital (ROIC)	54.85%	53.57%	57.62%	34.25%	32.85%	52.78%
Return on Capital Employed (ROCE)	32.00%	32.00%	41.20%	28.40%	30.30%	39.80%
Earnings Yield	13.25%	11.54%	22.64%	18.11%	30.01%	17.37%
FCF Yield	10.11%	8.81%	26.90%	5.05%	-2.48%	-1.94%
Dividend Yield	0.85%	-	-	2.31%	4.77%	-
Payout Ratio	6.73%	6.73%	5.68%	10.45%	-	-
Buyback Yield / Dilution	0.76%	0.76%	4.02%	-1.24%	-12.72%	-
Total Shareholder Return	1.60%	0.76%	4.02%	1.07%	-7.95%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.