Hanwha General Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	650,943	642,850	465,950	472,313	543,451	432,662
Market Cap Growth	-19.57%	37.96%	-1.35%	-13.09%	25.61%	-3.36%
Enterprise Value	1,980,816	1,934,838	1,354,863	1,345,218	1,578,189	964,072
PE Ratio	3.38	2.24	1.42	2.08	2.66	3.95
PS Ratio	0.10	0.10	0.08	0.09	0.11	0.08
PB Ratio	0.22	0.24	0.16	0.14	0.17	0.30
P/FCF Ratio	0.74	1.00	0.34	0.30	-	0.36
P/OCF Ratio	0.72	0.96	0.31	0.30	291.31	0.35
EV/Sales Ratio	0.30	0.31	0.24	0.26	0.33	0.17
EV/EBITDA Ratio	4.11	3.23	2.62	2.96	3.74	6.65
EV/EBIT Ratio	5.19	3.86	3.22	3.62	4.52	12.53
EV/FCF Ratio	2.25	3.01	0.99	0.86	-	0.79
Debt / Equity Ratio	0.38	0.41	0.20	0.08	0.23	0.33
Debt / EBITDA Ratio	2.27	1.83	1.16	0.55	1.73	3.31
Debt / FCF Ratio	1.25	1.71	0.44	0.16	-	0.39
Net Debt / Equity Ratio	0.38	0.41	0.20	0.08	0.23	0.33
Net Debt / EBITDA Ratio	2.27	1.83	1.16	0.55	1.73	3.31
Net Debt / FCF Ratio	1.25	1.71	0.44	0.16	-48.31	0.39
Quick Ratio	18.60	29.04	51.00	69.68	26.41	0.38
Current Ratio	19.95	31.06	53.43	73.44	28.32	1.01
Asset Turnover	0.32	0.31	0.30	0.29	0.26	0.28
Return on Equity (ROE)	9.48%	10.33%	10.03%	6.47%	7.98%	5.99%
Return on Assets (ROA)	1.17%	1.55%	1.39%	1.32%	1.17%	0.24%
Return on Invested Capital (ROIC)	6.96%	9.47%	8.46%	6.81%	8.03%	2.54%
Earnings Yield	39.10%	46.51%	73.61%	52.35%	40.88%	28.19%
FCF Yield	135.15%	100.08%	292.73%	330.72%	-2.78%	281.34%
Payout Ratio	5.04%	4.06%	4.19%	9.04%	7.59%	10.10%
Buyback Yield / Dilution	1.12%	0.77%	0.31%	-22.30%	-8.38%	-
Total Shareholder Return	1.12%	0.77%	0.31%	-22.30%	-8.38%	-