KRX:001450 Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	13,117,362	13,058,386	12,680,036	12,114,328	11,150,291	13,729,809
Total Interest & Dividend Income	1,740,906	1,719,768	1,600,816	1,055,636	1,354,880	1,282,817
Gain (Loss) on Sale of Investments	683,252	682,469	254,380	643,381	111,841	141,806
Other Revenue	552,193	591,318	281,533	347,724	501,507	451,774
Total Revenue	16,093,713	16,051,941	14,816,764	14,161,069	13,118,518	15,606,206
Revenue Growth (YoY)	7.69%	8.34%	4.63%	7.95%	-15.94%	2.39%
Policy Benefits	13,008,291	13,040,939	12,047,643	11,996,523	10,144,955	11,316,979
Policy Acquisition & Underwriting Costs	-	-	-	-	-	1,676,765
Depreciation & Amortization	-	-	-	-	-	11,433
Selling, General & Administrative	88,999	97,866	55,977	39,081	40,108	624,430
Other Operating Expenses	1,572,128	1,184,036	1,841,309	1,025,678	1,270,661	1,236,846
Reinsurance Income or Expense	-	-	-	-	-	-36,583
Total Operating Expenses	14,669,686	14,319,774	13,942,645	13,066,212	11,458,038	15,310,828
Operating Income	1,424,027	1,732,167	874,119	1,094,857	1,660,480	295,378
Interest Expense	-277,963	-271,643	-203,659	-218,006	-141,690	-52,111
Earnings From Equity Investments	4,089	2,246	-6,333	-1,280	-1,043	-7,358
Currency Exchange Gain (Loss)	504,291	81,788	984,727	222,017	383,734	457,593
Other Non Operating Income (Expenses)	-37,285	-38,980	-37,874	-26,530	-25,871	-31,737
EBT Excluding Unusual Items	1,617,159	1,505,578	1,610,980	1,071,057	1,875,610	661,764
Gain (Loss) on Sale of Investments	-348,564	-281,318	-411,118	-355,384	-110,549	-61,523
Gain (Loss) on Sale of Assets	-	-	-	-	-	584.93
Asset Writedown	-	-	-	-	-	-133.12
Pretax Income	1,268,595	1,224,260	1,199,862	715,673	1,765,061	600,693
Income Tax Expense	216,208	204,440	349,329	141,228	470,085	168,121
Net Income	1,052,387	1,019,820	850,533	574,445	1,294,976	432,572
Preferred Dividends & Other Adjustments	-	-	-	11,071	17,892	17,113
Net Income to Common	1,052,387	1,019,820	850,533	563,374	1,277,084	415,459
Net Income Growth	54.50%	19.90%	48.06%	-55.64%	199.37%	30.35%
Shares Outstanding (Basic)	78	78	78	78	78	79
Shares Outstanding (Diluted)	78	78	78	78	78	79
Shares Change (YoY)	-	-	-	-	-0.23%	-1.23%
EPS (Basic)	13420.85	13005.50	10846.63	7184.57	16286.32	5285.99
EPS (Diluted)	13420.85	13005.50	10846.63	7184.57	16286.00	5285.99
EPS Growth	54.50%	19.90%	50.97%	-55.88%	208.10%	33.65%
Free Cash Flow	3,750,675	3,501,100	1,317,593	2,095,626	897,514	986,276
Free Cash Flow Per Share	47831.48	44648.63	16802.93	26724.98	11445.76	12548.62
Dividend Per Share	-	-	-	2063.000	1965.000	1480.000
Dividend Growth	-	-	-	4.99%	32.77%	48.00%
Operating Margin	8.85%	10.79%	5.90%	7.73%	12.66%	1.89%
Profit Margin	6.54%	6.35%	5.74%	3.98%	9.74%	2.66%
Free Cash Flow Margin	23.30%	21.81%	8.89%	14.80%	6.84%	6.32%
EBITDA	1,545,546	1,855,720	996,400	1,210,985	1,779,914	410,976
EBITDA Margin	9.60%	11.56%	6.73%	8.55%	13.57%	2.63%
D&A For EBITDA	121,518	123,553	122,280	116,127	119,433	115,597
EBIT	1,424,027	1,732,167	874,119	1,094,857	1,660,480	295,378
EBIT Margin	8.85%	10.79%	5.90%	7.73%	12.66%	1.89%
Effective Tax Rate	17.04%	16.70%	29.11%	19.73%	26.63%	27.99%