Jeju Bank (KRX:006220)

Jeju Bank Income Statement

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	296,194	307,396	312,633	239,123	171,282	168,854
Interest Income on Investments	37,579	39,016	27,250	15,863	12,795	13,910
Total Interest Income	333,773	346,412	339,883	254,986	184,077	182,764
Interest Paid on Deposits	159,714	181,665	182,812	92,716	47,677	64,390
Interest Paid on Borrowings	16,277	13,237	11,576	8,931	7,946	8,271
Total Interest Expense	175,991	194,902	194,388	101,647	55,623	72,661
Net Interest Income	157,782	151,510	145,495	153,339	128,454	110,103
Net Interest Income Growth (YoY)	3.72%	4.13%	-5.12%	19.37%	16.67%	-6.50%
Gain (Loss) on Sale of Assets	6,252	3	3,783	-1	-	1,403
Gain (Loss) on Sale of Investments	10,744	11,877	10,285	369	102	4,967
Other Non-Interest Income	12,683	10,098	9,611	9,510	10,230	13,866
Total Non-Interest Income	40,788	34,407	35,520	21,143	21,388	34,203
Non-Interest Income Growth (YoY)	10.78%	-3.13%	68.00%	-1.15%	-37.47%	-18.46%
Revenues Before Loan Losses	198,570	185,917	181,015	174,482	149,842	144,306
Provision for Loan Losses	44,512	39,690	48,618	23,251	10,932	12,767
Revenue	154,058	146,227	132,397	151,231	138,910	131,539
Revenue Growth (YoY)	12.33%	10.45%	-12.45%	8.87%	5.60%	-10.45%
Salaries and Employee Benefits	56,763	55,502	46,832	49,760	55,517	52,045
Occupancy Expenses	7,985	7,776	7,563	6,379	5,451	5,543
Federal Deposit Insurance	6,903	6,569	5,451	7,751	7,017	6,490
Amortization of Goodwill & Intangibles	17,671	17,266	16,216	16,118	6,869	3,740
Selling, General & Administrative	21,169	22,657	22,822	21,295	20,224	19,489
Other Non-Interest Expense	27,377	23,660	26,417	22,323	20,336	20,337
Total Non-Interest Expense	138,677	134,388	126,898	124,267	116,055	108,556
EBT Excluding Unusual Items	15,381	11,839	5,499	26,964	22,855	22,983
Pretax Income	15,381	11,839	5,499	26,964	22,855	22,983
Income Tax Expense	2,072	1,423	398	4,144	4,409	5,462
Net Income	13,309	10,416	5,101	22,820	18,446	17,521
Preferred Dividends & Other Adjustments	10,186	10,186	2,975	2,393	1,919	2,073
Net Income to Common	3,123	230	2,126	20,427	16,527	15,448
Net Income Growth	875.73%	104.19%	-77.65%	23.71%	5.28%	-37.28%
Basic Shares Outstanding	34	32	32	32	32	32
Diluted Shares Outstanding	34	32	32	32	32	32
Shares Change (YoY)	-29.12%	-	-	-	-	-
EPS (Basic)	92.67	7.16	66.17	635.79	514.40	480.82
EPS (Diluted)	92.67	7.16	66.00	635.79	514.00	480.82
EPS Growth	626.06%	-89.15%	-89.62%	23.69%	6.90%	-39.58%
Dividend Per Share	100.000	100.000	100.000	100.000	100.000	100.000
Effective Tax Rate	13.47%	12.02%	7.24%	15.37%	19.29%	23.77%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.