Jeju Bank Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	290,224	291,180	307,396	312,633	239,123	171,282
Interest Income on Investments	40,808	38,480	39,016	27,250	15,863	12,795
Total Interest Income	331,032	329,660	346,412	339,883	254,986	184,077
Interest Paid on Deposits	146,001	149,352	181,665	182,812	92,716	47,677
Interest Paid on Borrowings	17,697	17,371	13,237	11,576	8,931	7,946
Total Interest Expense	163,698	166,723	194,902	194,388	101,647	55,623
Net Interest Income	167,334	162,937	151,510	145,495	153,339	128,454
Net Interest Income Growth (YoY)	9.92%	7.54%	4.13%	-5.12%	19.37%	16.67%
Gain (Loss) on Sale of Assets	6,315	6,252	3	3,783	-1	-
Gain (Loss) on Sale of Investments	9,650	11,421	11,877	10,285	369	102
Other Non-Interest Income	16,471	13,969	10,098	9,611	9,510	10,230
Total Non-Interest Income	44,252	43,346	34,407	35,520	21,143	21,388
Non-Interest Income Growth (YoY)	26.30%	25.98%	-3.13%	68.00%	-1.15%	-37.47%
Revenues Before Loan Losses	211,586	206,283	185,917	181,015	174,482	149,842
Provision for Loan Losses	46,733	48,656	39,690	48,618	23,251	10,932
Revenue	164,853	157,627	146,227	132,397	151,231	138,910
Revenue Growth (YoY)	13.92%	7.80%	10.45%	-12.45%	8.87%	5.60%
Salaries and Employee Benefits	60,789	56,027	55,502	46,832	49,760	55,517
Occupancy Expenses	8,346	8,050	7,776	7,563	6,379	5,451
Federal Deposit Insurance	6,921	6,951	6,569	5,451	7,751	7,017
Amortization of Goodwill & Intangibles	17,530	17,651	17,266	16,216	16,118	6,869
Selling, General & Administrative	21,405	22,105	22,657	22,822	21,295	20,224
Other Non-Interest Expense	30,721	29,167	23,660	26,417	22,323	20,336
Total Non-Interest Expense	147,136	141,566	134,388	126,898	124,267	116,055
EBT Excluding Unusual Items	17,717	16,061	11,839	5,499	26,964	22,855
Pretax Income	17,717	16,061	11,839	5,499	26,964	22,855
Income Tax Expense	2,481	2,131	1,423	398	4,144	4,409
Net Income	15,236	13,930	10,416	5,101	22,820	18,446
Preferred Dividends & Other Adjustments	7,252	5,801	-	2,975	2,393	1,919
Net Income to Common	7,984	8,129	10,416	2,126	20,427	16,527
Net Income Growth	69.84%	33.74%	104.19%	-77.65%	23.71%	5.28%
Basic Shares Outstanding	29	36	63	32	32	32
Diluted Shares Outstanding	29	36	63	32	32	32
Shares Change (YoY)	-58.58%	-42.58%	95.30%	-	-	-
EPS (Basic)	272.08	225.63	166.00	66.17	635.79	514.40
EPS (Diluted)	272.08	225.63	166.00	66.00	635.79	514.00
EPS Growth	98.42%	35.92%	151.51%	-89.62%	23.69%	6.90%
Dividend Per Share	-	-	-	100.000	100.000	100.000
Effective Tax Rate	14.00%	13.27%	12.02%	7.24%	15.37%	19.29%