Jeju Bank Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	52,451	54,200	58,287	65,260	65,964	65,806
Trading Asset Securities	1,293,962	1,134,980	1,155,290	964,282	897,067	740,366
Total Investments	1,293,962	1,134,980	1,155,290	964,282	897,067	740,366
Gross Loans	6,065,842	5,916,025	5,642,610	5,712,474	5,606,002	5,363,170
Allowance for Loan Losses	-82,503	-88,461	-66,306	-39,952	-27,073	-29,394
Net Loans	5,983,339	5,827,564	5,576,304	5,672,522	5,578,929	5,333,776
Property, Plant & Equipment	37,669	44,521	41,881	45,782	42,616	43,594
Other Intangible Assets	7,453	7,338	7,791	8,804	10,354	4,821
Investments in Real Estate	4,155	14,270	14,387	16,222	8,163	8,259
Accrued Interest Receivable	24,509	22,166	26,676	22,497	15,623	13,944
Other Receivables	5,902	3,352	1,553	1,915	2,100	1,936
Restricted Cash	218,399	173,951	177,603	169,957	226,834	246,235
Other Current Assets	16,160	5,440	6,303	3,880	908	23,765
Long-Term Deferred Tax Assets	4,526	5,257	5,501	9,922	6,402	3,358
Other Long-Term Assets	53,542	120,044	50,516	292,164	31,163	38,940
Total Assets	7,724,004	7,444,771	7,162,714	7,320,304	6,944,214	6,531,838
Accrued Expenses	115,617	119,080	103,462	64,396	51,620	48,914
Interest Bearing Deposits	4,503,877	4,610,590	4,402,361	3,997,424	3,909,203	3,779,406
Non-Interest Bearing Deposits	1,641,387	1,506,173	1,558,914	2,158,877	1,824,440	1,623,613
Total Deposits	6,145,264	6,116,763	5,961,275	6,156,301	5,733,643	5,403,019
Short-Term Borrowings	100,000	-	-	-	-	-
Current Income Taxes Payable	-	-	-	1,520	3,255	2,172
Long-Term Debt	602,466	501,872	429,906	481,465	504,959	460,184
Long-Term Unearned Revenue	695	771	868	897	872	609
Pension & Post-Retirement Benefits	5,044	352	349	428	2,781	1,868
Other Long-Term Liabilities	104,989	115,825	131,003	93,443	131,139	105,631
Total Liabilities	7,074,075	6,854,663	6,626,863	6,798,450	6,428,269	6,022,397
Common Stock	188,993	160,644	160,644	160,644	160,644	160,644
Additional Paid-In Capital	38,810	10,311	10,311	10,311	10,311	10,311
Retained Earnings	332,619	327,911	325,801	327,053	309,839	296,525
Comprehensive Income & Other	89,507	91,242	39,095	23,846	35,151	41,961
Shareholders' Equity	649,929	590,108	535,851	521,854	515,945	509,441
Total Liabilities & Equity	7,724,004	7,444,771	7,162,714	7,320,304	6,944,214	6,531,838
Total Debt	702,466	501,872	429,906	481,465	504,959	460,184
Net Cash (Debt)	643,947	687,308	783,671	548,077	458,072	345,988
Net Cash Growth	-21.21%	-12.30%	42.99%	19.65%	32.40%	-24.39%
Net Cash Per Share	33559.98	21392.29	24391.56	17058.76	14257.38	10768.79
Filing Date Shares Outstanding	37.8	32.13	32.13	32.13	32.13	32.13
Total Common Shares Outstanding	37.8	32.13	32.13	32.13	32.13	32.13
Book Value Per Share	17194.55	18366.96	16678.23	16242.57	16058.66	15856.22
Tangible Book Value	642,476	582,770	528,060	513,050	505,591	504,620
Tangible Book Value Per Share	16997.37	18138.57	16435.73	15968.55	15736.39	15706.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.