Jeju Bank Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	295,636	291,180	307,396	312,633	239,123	171,282
Interest Income on Investments	43,729	38,480	39,016	27,250	15,863	12,795
Total Interest Income	339,365	329,660	346,412	339,883	254,986	184,077
Interest Paid on Deposits	148,474	149,352	181,665	182,812	92,716	47,677
Interest Paid on Borrowings	17,715	17,371	13,237	11,576	8,931	7,946
Total Interest Expense	166,189	166,723	194,902	194,388	101,647	55,623
Net Interest Income	173,176	162,937	151,510	145,495	153,339	128,454
Net Interest Income Growth	12.36%	7.54%	4.13%	-5.12%	19.37%	16.67%
Gain (Loss) on Sale of Assets	2,123	6,252	3	3,783	-1	-
Gain (Loss) on Sale of Investments	7,056	11,421	11,877	10,285	369	102
Other Non-Interest Income	17,440	13,969	10,098	9,611	9,510	10,230
Total Non-Interest Income	38,523	43,346	34,407	35,520	21,143	21,388
Non-Interest Income Growth	-8.71%	25.98%	-3.13%	68.00%	-1.15%	-37.47%
Revenues Before Loan Losses	211,699	206,283	185,917	181,015	174,482	149,842
Provision for Loan Losses	44,433	48,656	39,690	48,618	23,251	10,932
Revenue	167,266	157,627	146,227	132,397	151,231	138,910
Revenue Growth	10.07%	7.80%	10.45%	-12.45%	8.87%	5.60%
Salaries and Employee Benefits	60,575	56,027	55,502	46,832	49,760	55,517
Occupancy Expenses	8,760	8,050	7,776	7,563	6,379	5,451
Federal Deposit Insurance	6,827	6,951	6,569	5,451	7,751	7,017
Amortization of Goodwill & Intangibles	17,686	17,651	17,266	16,216	16,118	6,869
Selling, General & Administrative	21,972	22,105	22,657	22,822	21,295	20,224
Other Non-Interest Expense	32,518	29,167	23,660	26,417	22,323	20,336
Total Non-Interest Expense	149,903	141,566	134,388	126,898	124,267	116,055
EBT Excluding Unusual Items	17,363	16,061	11,839	5,499	26,964	22,855
Pretax Income	17,363	16,061	11,839	5,499	26,964	22,855
Income Tax Expense	2,515	2,131	1,423	398	4,144	4,409
Net Income	14,848	13,930	10,416	5,101	22,820	18,446
Preferred Dividends & Other Adjustments	8,701	5,801	-	2,975	2,393	1,919
Net Income to Common	6,147	8,129	10,416	2,126	20,427	16,527
Net Income Growth	-49.95%	-21.96%	389.93%	-89.59%	23.60%	6.98%
Basic Shares Outstanding	28	36	63	32	32	32
Diluted Shares Outstanding	28	36	63	32	32	32
Shares Change	-56.30%	-42.58%	95.30%	-	-	-
EPS (Basic)	217.53	225.63	166.00	66.17	635.79	514.40
EPS (Diluted)	217.53	225.63	166.00	66.00	635.79	514.00
EPS Growth	14.54%	35.92%	151.51%	-89.62%	23.69%	6.90%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	100.000	100.000	100.000
Dividend Growth	-	-	-	0%	0%	0%
Effective Tax Rate	14.49%	13.27%	12.02%	7.24%	15.37%	19.29%