Seoul Guarantee Insurance Company (KRX:031210)
South Korea flag South Korea · Delayed Price · Currency is KRW
44,450
+1,750 (4.10%)
Aug 28, 2026, 3:30 PM KST

KRX:031210 Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,539,0262,408,9822,311,6712,260,6022,162,6201,958,474
Revenue Growth
9.77%4.21%2.26%4.53%10.42%-5.54%
Operating Income
466,009425,383277,846550,013770,635666,600
Net Income
306,487268,373213,100417,659544,855456,129
Earnings Per Share
4389.583843.703052.005981.807803.536532.78
EPS Growth
51.56%25.94%-48.98%-23.34%19.45%39.06%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Insurance Sector
2,896,7082,735,2702,724,6022,583,837
Credit Investigation
53,57154,01455,58052,666
Insurance Brokerage
1,8731,7611,170836.35
Unallocated Adjustment
-32,585-32,325-30,022-27,100
Total
2,919,5682,758,7202,751,3302,610,239

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
27.2425.2725.182928.431.99
Total Debt
38,59338,42639,65040,85842,07343,272
Net Cash (Debt)
-38,566-38,401-39,625-40,829-42,044-43,240
Net Cash Growth
------
Net Cash Per Share
-552.35-549.98-567.52-584.77-602.17-619.29

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
305,670387,231314,977540,875775,967935,026
Capital Expenditures
-7,304-14,129-10,073-11,952-5,937-8,937
Free Cash Flow
298,366373,102304,904528,923770,030926,089
Free Cash Flow Growth
-7.11%22.37%-42.35%-31.31%-16.85%134.67%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
18.35%17.66%12.02%24.33%35.63%34.04%
Pretax Margin
17.10%15.54%12.24%23.05%32.74%33.08%
Profit Margin
12.07%11.14%9.22%18.48%25.19%23.29%
FCF Margin
11.75%15.49%13.19%23.40%35.61%47.29%

Dividends

Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
2865.0002865.0002865.000
Dividend Per Share Growth
0%0%-
Dividend Yield
6.77%6.15%-

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.1312.94----
Forward PE
9.8613.52----
P/FCF Ratio
10.409.31----
PS Ratio
1.221.44----