Seoul Guarantee Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.10	0.12	0.07	0.05	0.06	0.09
Debt / FCF Ratio	0.14	0.13	0.08	0.06	0.05	0.11
Quick Ratio	60.26	48.98	53.26	42.97	0.31	0.34
Current Ratio	63.40	51.54	55.84	45.40	0.54	0.60
Asset Turnover	0.26	0.25	0.26	0.23	0.20	0.24
Return on Equity (ROE)	4.45%	4.11%	8.33%	10.56%	8.83%	7.04%
Return on Assets (ROA)	2.21%	1.88%	3.91%	5.20%	4.33%	3.38%
Return on Invested Capital (ROIC)	4.76%	4.01%	8.72%	11.40%	9.01%	7.79%
Payout Ratio	87.17%	97.78%	67.70%	42.06%	23.05%	48.85%
Buyback Yield / Dilution	-0.03%	-	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.