KRX:085620 Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	2,361,490	1,771,117	1,304,606	1,532,541	4,118,281	1,743,086
Total Interest & Dividend Income	567,986	553,422	563,556	617,132	681,497	622,980
Gain (Loss) on Sale of Investments	5,650,029	2,334,866	2,144,207	2,185,246	376,531	141,202
Other Revenue	143,984	447,557	292,110	471,228	486,933	526,577
Total Revenue	8,723,489	5,106,962	4,304,479	4,806,148	5,663,243	3,033,844
Revenue Growth	90.00%	18.64%	-10.44%	-15.13%	86.67%	-6.89%
Policy Benefits	7,060,852	3,138,131	2,602,289	3,613,540	2,020,284	1,915,685
Policy Acquisition & Underwriting Costs	50,655	47,032	52,591	54,360	69,402	237,749
Amortization of Goodwill & Intangibles	12,942	15,159	14,361	13,708	14,546	26,936
Depreciation & Amortization	21,435	20,957	19,877	10,849	12,243	22,079
Selling, General & Administrative	591,468	590,851	475,819	35,331	31,848	78,667
Other Operating Expenses	835,590	416,410	810,669	575,588	757,817	529,215
Reinsurance Income or Expense	-33,296	-31,747	-18,323	-24,357	-23,905	-94,150
Total Operating Expenses	8,729,890	4,382,735	4,106,524	4,367,481	2,966,670	3,035,389
Operating Income	-6,401	724,227	197,955	438,668	2,696,573	-1,545
Interest Expense	-18,915	-14,955	-13,302	-20,955	-22,322	-18,073
Currency Exchange Gain (Loss)	339,678	-117,720	408,313	156,632	413,883	202,799
Other Non Operating Income (Expenses)	2,666	3,196	1,164	-3,847	1,827	-3,236
EBT Excluding Unusual Items	317,028	594,748	594,131	570,498	3,089,962	179,945
Gain (Loss) on Sale of Investments	-132,205	-397,041	-470,836	-425,619	-2,925,741	-76,667
Gain (Loss) on Sale of Assets	1,119	1,002	-163	-306	314	-1,083
Pretax Income	185,942	198,710	123,132	144,573	164,535	102,195
Income Tax Expense	59,278	67,933	-12,983	43,168	39,720	23,109
Earnings From Continuing Ops.	126,664	130,776	136,115	101,405	124,815	79,085
Net Income	126,664	130,776	136,115	101,405	124,815	79,085
Net Income to Common	126,664	130,776	136,115	101,405	124,815	79,085
Net Income Growth	-20.00%	-3.92%	34.23%	-18.76%	57.82%	17.27%
Shares Outstanding (Basic)	130	130	130	130	130	131
Shares Outstanding (Diluted)	130	130	130	130	130	141
Shares Change	-0.06%	-	-	0.03%	-7.81%	5.25%
EPS (Basic)	970.93	1002.27	1043.19	777.17	956.92	603.64
EPS (Diluted)	970.65	1002.00	1043.00	777.00	956.92	559.00
EPS Growth	-19.97%	-3.93%	34.23%	-18.80%	71.18%	11.43%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	455,631	279,953	-256,775	-993,551	-678,480	93,303
Free Cash Flow Per Share	3492.59	2145.57	-1967.92	-7614.59	-5201.68	659.43
Dividend Per Share	-	-	-	-	-	100.000
Dividend Growth	-	-	-	-	-	0%
Operating Margin	-0.07%	14.18%	4.60%	9.13%	47.62%	-0.05%
Profit Margin	1.45%	2.56%	3.16%	2.11%	2.20%	2.61%
Free Cash Flow Margin	5.22%	5.48%	-5.96%	-20.67%	-11.98%	3.08%
EBITDA	29,928	760,353	232,206	473,227	2,733,294	47,470
EBITDA Margin	0.34%	14.89%	5.39%	9.85%	48.26%	1.57%
D&A For EBITDA	36,329	36,126	34,251	34,559	36,721	49,015
EBIT	-6,401	724,227	197,955	438,668	2,696,573	-1,545
EBIT Margin	-0.07%	14.18%	4.60%	9.13%	47.62%	-0.05%
Effective Tax Rate	31.88%	34.19%	-	29.86%	24.14%	22.61%