Hana Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	21,148,744	21,269,663	23,035,298	22,424,686	15,417,542	9,478,602
Interest Income on Investments	1,203,114	1,190,040	1,081,290	851,258	567,149	1,750,738
Total Interest Income	22,351,858	22,459,703	24,116,588	23,275,944	15,984,691	11,229,340
Interest Paid on Deposits	12,613,179	12,947,642	15,035,692	14,066,014	6,959,006	2,077,615
Interest Paid on Borrowings	338,907	348,625	319,896	330,481	19,670	1,352,671
Total Interest Expense	12,952,086	13,296,267	15,355,588	14,396,495	6,978,676	3,430,286
Net Interest Income	9,399,772	9,163,436	8,761,000	8,879,449	9,006,015	7,799,054
Net Interest Income Growth (YoY)	6.46%	4.59%	-1.33%	-1.41%	15.48%	21.11%
Trust Income	3,945	-	-	-	-	2,745
Income From Trading Activities	-9,206,685	-	-	-	-	-19,016,627
Gain (Loss) on Sale of Assets	21,123	17,459	122,129	2,374	14,381	196,717
Gain (Loss) on Sale of Investments	-1,095,314	318,243	386,653	1,044,188	457,892	20,982
Gain (Loss) on Sale of Equity Investments	27,005	-	-	-	-	145,150
Other Non-Interest Income	16,266,630	4,352,943	3,764,551	2,443,712	2,061,781	28,856,686
Total Non-Interest Income	5,866,196	4,513,812	4,197,091	3,575,360	2,595,120	11,283,339
Non-Interest Income Growth (YoY)	-21.24%	7.55%	17.39%	37.77%	-77.00%	250.09%
Revenues Before Loan Losses	15,265,968	13,677,248	12,958,091	12,454,809	11,601,135	19,082,393
Provision for Loan Losses	1,223,122	1,291,797	1,236,505	1,550,742	1,187,056	522,996
Revenue	14,042,846	12,385,451	11,721,586	10,904,067	10,414,079	18,559,397
Revenue Growth (YoY)	-6.42%	5.66%	7.50%	4.71%	-43.89%	111.10%
Salaries and Employee Benefits	16,157	-	-	-	-	2,599,503
Occupancy Expenses	4,915	-	-	-	-	433,020
Federal Deposit Insurance	5,376	-	-	-	-	455,795
Amortization of Goodwill & Intangibles	262	-	-	-	-	168,648
Selling, General & Administrative	4,474,359	4,470,662	4,313,072	4,200,953	4,256,713	703,333
Other Non-Interest Expense	3,678,785	2,229,286	2,044,550	1,812,625	1,158,332	8,893,724
Total Non-Interest Expense	8,408,921	6,927,059	6,665,168	6,214,337	5,478,530	13,647,361
EBT Excluding Unusual Items	5,633,925	5,458,392	5,056,418	4,689,730	4,935,549	4,912,036
Asset Writedown	-538	-541	-4,253	-31,628	-10,374	-7,111
Legal Settlements	1,097	1,097	-	23,110	18,141	-
Pretax Income	5,634,484	5,458,948	5,052,165	4,681,212	4,943,316	4,904,925
Income Tax Expense	1,505,615	1,422,310	1,283,636	1,212,856	1,303,906	1,323,343
Earnings From Continuing Operations	4,128,869	4,036,638	3,768,529	3,468,356	3,639,410	3,581,582
Minority Interest in Earnings	-43,684	-33,756	-29,680	-46,644	-68,803	-55,514
Net Income	4,085,185	4,002,882	3,738,849	3,421,712	3,570,607	3,526,068
Preferred Dividends & Other Adjustments	210,306	166,976	150,664	135,526	111,210	80,083
Net Income to Common	3,874,879	3,835,906	3,588,185	3,286,186	3,459,397	3,445,985
Net Income Growth	6.59%	7.06%	9.27%	-4.17%	1.26%	33.70%
Basic Shares Outstanding	270	275	284	289	292	292
Diluted Shares Outstanding	270	275	284	289	292	292
Shares Change (YoY)	-5.35%	-3.25%	-1.60%	-0.96%	-	-
EPS (Basic)	14367.25	13954.09	12628.59	11380.28	11864.99	11818.99
EPS (Diluted)	14367.16	13954.00	12628.59	11380.00	11864.99	11818.99
EPS Growth	10.13%	10.50%	10.97%	-4.09%	0.39%	36.56%
Dividend Per Share	4105.000	4105.000	3600.000	3400.000	3350.000	3100.000
Dividend Growth	14.03%	14.03%	5.88%	1.49%	8.06%	67.57%
Effective Tax Rate	26.72%	26.05%	25.41%	25.91%	26.38%	26.98%