Hana Financial Group Cash Flow Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3,738,849	3,421,712	3,570,607	3,526,068
Depreciation & Amortization	1,254,364	1,032,647	779,960	768,787
Other Amortization	226,256	187,100	146,350	-
Gain (Loss) on Sale of Assets	-120,672	31,595	-5,278	-
Gain (Loss) on Sale of Investments	-1,351,127	-1,555,403	941,346	201,170
Provision for Credit Losses	1,234,631	1,585,175	1,120,385	522,996
Change in Trading Asset Securities	-14,792,053	-101,232	-12,436,046	4,617,026
Change in Other Net Operating Assets	-4,754,350	-20,047,351	-2,918,211	-29,666,511
Other Operating Activities	725,919	1,748,973	1,065,296	120,175
Operating Cash Flow	-13,814,157	-13,684,502	-7,713,615	-20,012,557
Capital Expenditures	-2,000,280	-2,177,689	-2,458,635	-1,335,839
Sale of Property, Plant and Equipment	205,204	121,063	189,121	503,169
Cash Acquisitions	-	-761,731	121,520	-
Investment in Securities	1,264,467	-2,813,318	-15,851,487	-7,975,400
Income (Loss) Equity Investments	-	-	-	-130,980
Divestitures	1,205,395	-	-	-
Purchase / Sale of Intangibles	-322,960	-233,435	-308,513	-192,321
Other Investing Activities	5,413	-3,327	32,523	68,397
Investing Cash Flow	596,536	-5,926,999	-18,704,935	-8,931,994
Long-Term Debt Issued	37,483,486	42,305,581	44,343,401	42,887,278
Long-Term Debt Repaid	-32,742,289	-35,676,907	-37,162,255	-35,650,121
Net Debt Issued (Repaid)	4,741,197	6,628,674	7,181,146	7,237,157
Issuance of Common Stock	797,978	798,031	668,229	-
Repurchase of Common Stock	-661,885	-638,263	-	-
Common Dividends Paid	-1,125,116	-1,398,041	-1,044,213	-
Total Dividends Paid	-1,125,116	-1,398,041	-1,044,213	-677,788
Net Increase (Decrease) in Deposit Accounts	11,362,343	4,062,161	32,936,503	24,942,466
Other Financing Activities	-60,174	286,785	-266,977	313,057
Financing Cash Flow	15,054,343	9,739,347	39,474,688	31,814,892
Foreign Exchange Rate Adjustments	1,293,228	-219,752	-399,427	644,916
Net Cash Flow	3,129,950	-10,091,906	12,656,711	3,515,257
Free Cash Flow	-15,814,437	-15,862,191	-10,172,250	-21,348,396
Free Cash Flow Margin	-134.92%	-145.47%	-97.68%	-115.03%
Free Cash Flow Per Share	-55658.80	-54931.82	-34888.63	-73220.41
Cash Interest Paid	14,633,654	12,086,823	5,555,400	3,530,628
Cash Income Tax Paid	857,973	1,609,805	1,524,231	1,104,094

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.