KB Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	28,128,842	29,032,873	27,726,658	19,857,842	14,620,490	12,196,597	Upgrade
Interest Income on Investments	1,434,523	1,458,512	1,415,366	929,735	590,388	2,334,275	Upgrade
Total Interest Income	29,563,365	30,491,385	29,142,024	20,787,577	15,210,878	14,530,872	Upgrade
Interest Paid on Deposits	16,615,561	17,664,671	16,961,164	9,272,252	3,981,306	2,916,794	Upgrade
Interest Paid on Borrowings	-	-	-	-	-	1,846,679	Upgrade
Total Interest Expense	16,615,561	17,664,671	16,961,164	9,272,252	3,981,306	4,763,473	Upgrade
Net Interest Income	12,947,804	12,826,714	12,180,860	11,515,325	11,229,572	9,767,399	Upgrade
Net Interest Income Growth (YoY)	1.10%	5.30%	5.78%	2.54%	14.97%	6.20%	Upgrade
Income From Trading Activities	-	-	-	-	-	-13,731,191	Upgrade
Gain (Loss) on Sale of Assets	24,435	24,435	-49	153,013	-	73,195	Upgrade
Gain (Loss) on Sale of Investments	1,357	1,019	174	27	159	1,563,358	Upgrade
Other Non-Interest Income	4,157,155	4,200,438	3,997,802	2,265,252	3,253,872	36,498,760	Upgrade
Total Non-Interest Income	4,182,947	4,225,892	3,997,927	2,418,292	3,254,031	26,317,683	Upgrade
Non-Interest Income Growth (YoY)	1.85%	5.70%	65.32%	-25.68%	-87.64%	1062.52%	Upgrade
Revenues Before Loan Losses	17,130,751	17,052,606	16,178,787	13,933,617	14,483,603	36,085,082	Upgrade
Provision for Loan Losses	2,240,343	2,044,286	3,146,409	1,847,775	1,185,133	1,043,498	Upgrade
Revenue	14,890,408	15,008,320	13,032,378	12,085,842	13,298,470	35,041,584	Upgrade
Revenue Growth (YoY)	5.94%	15.16%	7.83%	-9.12%	-62.05%	224.75%	Upgrade
Salaries and Employee Benefits	4,314,988	4,221,144	4,014,261	4,156,995	4,635,055	4,275,532	Upgrade
Occupancy Expenses	976,567	968,593	917,129	867,669	850,614	1,023,684	Upgrade
Federal Deposit Insurance	-	-	-	-	-	507,621	Upgrade
Selling, General & Administrative	1,425,986	1,424,266	1,412,029	1,364,241	1,446,801	1,255,525	Upgrade
Other Non-Interest Expense	355,881	324,621	303,987	254,749	268,383	22,918,319	Upgrade
Total Non-Interest Expense	6,993,026	7,962,800	6,905,959	6,636,098	7,216,864	30,261,612	Upgrade
EBT Excluding Unusual Items	7,897,382	7,045,520	6,126,419	5,449,744	6,081,606	4,779,972	Upgrade
Pretax Income	7,837,109	6,985,247	6,120,151	5,449,744	6,081,606	4,779,972	Upgrade
Income Tax Expense	2,075,351	1,956,641	1,593,817	1,518,343	1,697,225	1,264,394	Upgrade
Earnings From Continuing Operations	5,761,758	5,028,606	4,526,334	3,931,401	4,384,381	3,515,578	Upgrade
Minority Interest in Earnings	44,047	49,615	68,501	221,591	25,162	-47,130	Upgrade
Net Income	5,805,805	5,078,221	4,594,835	4,152,992	4,409,543	3,468,448	Upgrade
Preferred Dividends & Other Adjustments	203,955	199,799	184,915	126,402	71,538	22,860	Upgrade
Net Income to Common	5,601,850	4,878,422	4,409,920	4,026,590	4,338,006	3,445,589	Upgrade
Net Income Growth	25.87%	10.52%	10.64%	-5.82%	27.13%	4.73%	Upgrade
Basic Shares Outstanding	369	379	384	390	390	390	Upgrade
Diluted Shares Outstanding	373	383	393	399	399	395	Upgrade
Shares Change (YoY)	-3.46%	-2.53%	-1.41%	0.09%	0.97%	0.19%	Upgrade
EPS (Basic)	15179.78	12879.81	11483.29	10334.28	11133.53	8843.13	Upgrade
EPS (Diluted)	15027.66	12725.97	11217.98	10099.16	10889.55	8730.36	Upgrade
EPS Growth	31.42%	13.44%	11.08%	-7.26%	24.73%	4.07%	Upgrade
Dividend Per Share	3566.000	3174.000	3060.000	2950.000	2940.000	1770.000	Upgrade
Dividend Growth	-8.56%	3.72%	3.73%	0.34%	66.10%	-19.91%	Upgrade
Effective Tax Rate	26.48%	28.01%	26.04%	27.86%	27.91%	26.45%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.