KB Financial Group Inc. (KRX:105560)
South Korea · Delayed Price · Currency is KRW 171,600
+3,500 (2.08%)
At close: Aug 28, 2026
KB Financial Group Cash Flow Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 6,282,059 | 5,833,162 | 5,078,221 | 4,594,835 | 4,152,992 | 4,409,543 |
Depreciation & Amortization | 678,931 | 693,578 | 674,125 | 574,505 | 629,791 | 790,615 |
Other Amortization | 268,258 | 268,258 | 292,596 | 291,422 | 249,050 | 216,073 |
Gain (Loss) on Sale of Assets | 108,941 | -152,580 | 145,164 | 131,270 | -251,858 | 1,974 |
Gain (Loss) on Sale of Investments | -5,150,798 | -2,285,545 | 301,585 | -1,484,289 | 1,125,267 | 37,294 |
Provision for Credit Losses | 2,065,184 | 2,362,878 | 2,044,286 | 3,146,409 | 1,847,775 | 1,185,133 |
Change in Trading Asset Securities | -8,841,119 | -7,550,760 | -700,633 | -6,247,689 | 3,048,875 | -6,149,781 |
Change in Income Taxes | -163,590 | 31,031 | 289,846 | -892,974 | 229,283 | -91,692 |
Change in Other Net Operating Assets | -17,934,933 | -11,102,292 | -20,691,266 | -3,412,017 | -16,579,642 | -38,417,956 |
Other Operating Activities | -7,296,880 | -7,586,761 | -7,765,080 | -4,986,767 | -5,990,995 | 3,285,913 |
Operating Cash Flow | -29,337,826 | -18,923,748 | -19,800,870 | -8,086,991 | -11,805,555 | -34,523,312 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -237,189 | -333,440 | -337,178 | -350,138 | -296,937 | -286,613 |
Sale of Property, Plant and Equipment | 84,689 | 91,927 | 18,616 | 8,177 | 31,181 | 7,016 |
Cash Acquisitions | -454,976 | -264,868 | - | - | - | - |
Investment in Securities | -7,723,623 | -5,545,601 | -3,060,777 | -2,590,161 | -20,562,106 | -3,901,520 |
Income (Loss) Equity Investments | -52,508 | -26,852 | 16,884 | -33,110 | 28,758 | -93,526 |
Divestitures | -1,095,858 | - | 88,528 | 1,297,001 | 932,428 | 374,992 |
Purchase / Sale of Intangibles | -245,623 | -209,827 | -268,658 | -325,068 | -194,881 | -183,493 |
Other Investing Activities | 244,569 | 231,549 | -441,778 | -544,374 | -187,717 | 75,532 |
Investing Cash Flow | -9,704,335 | -5,537,899 | -3,825,055 | -3,519,492 | -19,635,879 | -3,856,014 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 97,073,913 | 86,031,647 | 83,777,490 | 122,276,963 | 129,088,621 |
Long-Term Debt Repaid | - | -89,837,484 | -85,517,923 | -86,141,393 | -106,888,783 | -117,762,833 |
Net Debt Issued (Repaid) | 10,902,965 | 7,236,429 | 513,724 | -2,363,903 | 15,388,180 | 11,325,788 |
Issuance of Common Stock | 431,981 | 404,028 | 399,059 | 598,552 | 1,596,030 | 1,142,233 |
Repurchase of Common Stock | -2,855,294 | -2,610,000 | -1,170,000 | -571,745 | - | - |
Common Dividends Paid | -1,834,412 | -1,504,683 | -1,686,778 | -1,336,815 | -1,564,152 | -1,053,416 |
Total Dividends Paid | -1,834,412 | -1,504,683 | -1,686,778 | -1,336,815 | -1,564,152 | -1,053,416 |
Net Increase (Decrease) in Deposit Accounts | 35,737,635 | 23,150,126 | 23,821,056 | 12,195,807 | 16,566,047 | 32,497,922 |
Other Financing Activities | 1,617,101 | 2,272,149 | -39,842 | 2,434,842 | -240,234 | -593,207 |
Financing Cash Flow | 43,999,976 | 28,948,049 | 21,837,219 | 10,956,738 | 31,745,871 | 43,319,320 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 676,842 | -74,705 | 570,985 | -58,465 | 197,199 | 241,544 |
Net Cash Flow | 5,634,657 | 4,411,697 | -1,217,721 | -708,210 | 501,636 | 5,181,538 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -29,575,015 | -19,257,188 | -20,138,048 | -8,437,129 | -12,102,492 | -34,809,925 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -171.97% | -121.23% | -134.18% | -64.74% | -100.14% | -261.76% |
Free Cash Flow Per Share | -81653.26 | -52191.38 | -52529.30 | -21450.50 | -30336.54 | -87334.95 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 13,344,486 | 14,044,238 | 15,354,968 | 13,119,057 | 6,356,269 | 4,062,469 |
Cash Income Tax Paid | 1,249,154 | 1,171,542 | 1,158,212 | 2,189,111 | 1,524,025 | 1,586,750 |