KB Financial Group Inc. (KRX:105560)
South Korea flag South Korea · Delayed Price · Currency is KRW
156,800
+2,800 (1.82%)
Oct 29, 2026, 3:30 PM KST

KB Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
17,197,59315,884,33815,008,32013,032,37812,085,84213,298,470
Revenue Growth
15.27%5.84%15.16%7.83%-9.12%-62.05%
Net Income
6,096,1735,630,7704,878,4224,409,9204,026,5904,338,006
Earnings Per Share
16831.3315261.0012725.9711217.9810099.1610889.55
EPS Growth
14.51%19.92%13.44%11.08%-7.26%24.73%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Securities
2,801,7041,974,6001,753,6371,575,9651,059,5911,668,541
Banking Business - Corporate Banking
4,265,7124,016,7444,890,5504,194,3754,219,8083,231,219
Banking Business - Other Banking Services
2,297,1602,582,2861,174,183303,902122,1121,853,183
Consolidation Adjustment
-738,456-695,066-732,457-591,336-307,494-196,298
Credit Card
1,098,9191,045,2791,155,3991,051,8201,130,2201,150,102
Banking Business - Retail Banking
4,087,2023,771,0623,968,4504,351,4794,191,0202,832,322
Non-Life Insurance
1,212,2311,301,0381,276,8551,088,175658,5471,227,100
Life Insurance
404,568384,289365,909205,116-81,014625,469
Others
1,466,4991,202,0521,131,359852,931940,039906,832
Total
16,895,53915,582,28414,983,88513,032,42711,932,82913,298,470

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
155,576,219135,075,526120,696,956112,575,746109,155,56399,654,909
Total Debt
180,574,553179,050,833173,235,067161,671,529166,404,875144,786,873
Net Cash (Debt)
-24,998,334-43,975,307-52,538,111-49,095,783-57,249,312-45,131,964
Net Cash Growth
------
Net Cash Per Share
-69017.56-119183.13-137043.58-124820.79-143503.19-113232.01

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-29,337,826-18,923,748-19,800,870-8,086,991-11,805,555-34,523,312
Capital Expenditures
-237,189-333,440-337,178-350,138-296,937-286,613
Free Cash Flow
-29,575,015-19,257,188-20,138,048-8,437,129-12,102,492-34,809,925
Free Cash Flow Growth
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Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.45%35.45%32.51%33.84%33.32%32.62%
FCF Margin
-171.97%-121.23%-134.18%-64.74%-100.14%-261.76%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4367.0004367.0003174.0003060.0002950.0002940.000
Dividend Per Share Growth
40.86%37.59%3.72%3.73%0.34%66.10%
Dividend Yield
2.79%3.48%3.82%5.62%6.08%5.34%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.328.006.364.674.694.94
Forward PE
8.687.645.894.113.764.64
PS Ratio
3.142.842.071.581.561.61