KB Financial Group Inc. (KRX:105560)
South Korea flag South Korea · Delayed Price · Currency is KRW
175,800
+4,300 (2.51%)
Aug 7, 2026, 3:30 PM KST

KB Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
17,197,59315,884,33815,008,32013,032,37812,085,84213,298,470
Revenue Growth
15.27%5.84%15.16%7.83%-9.12%-62.05%
Net Income
6,225,3735,630,7704,878,4224,409,9204,026,5904,338,006
Earnings Per Share
16901.5315261.0012725.9711217.9810099.1610889.55
EPS Growth
14.99%19.92%13.44%11.08%-7.26%24.73%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking Business - Corporate Banking
4,016,7444,890,5504,194,3754,219,8083,231,219
Banking Business - Retail Banking
3,771,0623,968,4504,351,4794,191,0202,832,322
Banking Business - Other Banking Services
2,582,2861,174,183303,902122,1121,853,183
Securities
1,974,6001,753,6371,575,9651,059,5911,668,541
Non-Life Insurance
1,301,0381,276,8551,088,175658,5471,227,100
Credit Card
1,045,2791,155,3991,051,8201,130,2201,150,102
Life Insurance
384,289365,909205,116-81,014625,469
Others
1,202,0521,131,359852,931940,039906,832
Consolidation Adjustment
-695,066-732,457-591,336-307,494-196,298
Total
15,582,28414,983,88513,032,42711,932,82913,298,470

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
158,054,011135,075,526120,696,956112,575,746109,155,56399,654,909
Total Debt
171,761,678179,050,833173,235,067161,671,529166,404,875144,786,873
Net Cash (Debt)
-13,707,667-43,975,307-52,538,111-49,095,783-57,249,312-45,131,964
Net Cash Growth
------
Net Cash Per Share
-37215.45-119183.13-137043.58-124820.79-143503.19-113232.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--18,923,748-19,800,870-8,086,991-11,805,555-34,523,312
Capital Expenditures
--333,440-337,178-350,138-296,937-286,613
Free Cash Flow
--19,257,188-20,138,048-8,437,129-12,102,492-34,809,925
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.20%35.45%32.51%33.84%33.32%32.62%
FCF Margin
--121.23%-134.18%-64.74%-100.14%-261.76%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4367.0004367.0003174.0003060.0002950.0002940.000
Dividend Per Share Growth
40.86%37.59%3.72%3.73%0.34%66.10%
Dividend Yield
2.48%3.59%4.06%6.34%7.03%6.55%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.408.006.364.674.694.94
Forward PE
9.307.645.894.113.764.64
PS Ratio
3.632.842.071.581.561.61