KB Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	29,014,706	24,608,867	25,826,588	26,534,798	25,273,273
Investment Securities	145,552,942	138,246,701	127,442,485	119,639,440	110,356,723
Trading Asset Securities	97,976,149	91,121,022	83,116,085	79,469,608	69,526,442
Total Investments	243,529,091	229,367,723	210,558,570	199,109,048	179,883,165
Gross Loans	489,145,622	472,878,257	446,744,265	434,158,600	416,799,664
Allowance for Loan Losses	-5,406,196	-5,633,380	-5,462,805	-4,160,984	-3,684,055
Other Adjustments to Gross Loans	153,947	-140,104	-109,246	-109,842	-70,530
Net Loans	483,893,373	467,104,773	441,172,214	429,887,774	413,045,079
Property, Plant & Equipment	5,133,801	5,390,015	4,945,699	4,991,467	5,239,898
Goodwill	633,665	874,048	866,974	845,155	806,407
Other Intangible Assets	975,762	1,092,636	1,083,884	1,013,315	2,459,950
Investments in Real Estate	3,224,180	3,759,176	4,109,784	3,148,340	2,514,944
Accrued Interest Receivable	3,227,004	3,271,649	3,130,004	2,506,467	1,916,667
Other Receivables	13,740,014	9,753,545	11,815,218	7,320,879	8,030,796
Restricted Cash	4,843,682	4,338,818	3,273,428	4,893,839	4,589,893
Other Current Assets	3,067,638	2,179,112	2,613,388	2,550,893	2,721,785
Long-Term Deferred Tax Assets	193,034	278,824	274,225	188,372	159,093
Other Long-Term Assets	6,447,083	5,826,346	6,055,440	5,674,479	17,254,884
Total Assets	797,923,033	757,845,532	715,725,416	688,664,826	663,895,834
Accrued Expenses	6,877,875	7,016,830	6,554,317	4,776,080	3,577,280
Interest Bearing Deposits	276,541,337	265,777,627	243,158,759	229,005,062	175,508,650
Non-Interest Bearing Deposits	185,855,689	169,910,270	163,353,675	164,923,842	196,515,268
Total Deposits	462,397,026	435,687,897	406,512,434	393,928,904	372,023,918
Short-Term Borrowings	20,443,034	22,626,706	17,433,144	23,742,166	14,509,320
Current Portion of Long-Term Debt	13,430,104	12,803,106	15,652,135	11,773,494	14,374,863
Current Portion of Leases	325,274	315,172	243,254	244,892	223,468
Current Income Taxes Payable	610,484	530,720	145,335	998,681	662,672
Other Current Liabilities	3,805,014	3,042,128	3,303,641	2,460,089	3,138,363
Long-Term Debt	144,276,582	136,840,856	127,997,447	130,296,518	115,323,882
Long-Term Leases	575,839	649,227	345,549	347,805	355,340
Long-Term Unearned Revenue	609,765	606,052	594,023	763,596	870,428
Pension & Post-Retirement Benefits	100,088	100,187	81,869	85,745	225,521
Long-Term Deferred Tax Liabilities	1,819,080	1,682,292	2,094,912	1,561,857	1,470,981
Other Long-Term Liabilities	81,822,879	76,129,178	76,131,166	63,577,198	88,845,878
Total Liabilities	737,093,044	698,030,351	657,089,226	634,557,025	615,601,914
Common Stock	2,090,558	2,090,558	2,090,558	2,090,558	2,090,558
Additional Paid-In Capital	16,633,518	16,646,734	16,647,916	16,940,731	16,940,231
Retained Earnings	38,333,741	34,808,220	31,934,600	28,948,425	25,672,815
Treasury Stock	-1,901,538	-1,236,060	-1,165,837	-836,188	-1,136,188
Comprehensive Income & Other	3,891,932	5,579,500	7,185,447	5,684,173	3,893,166
Total Common Equity	59,048,211	57,888,952	56,692,684	52,827,699	47,460,582
Minority Interest	1,781,778	1,926,229	1,943,506	1,280,102	833,338
Shareholders' Equity	60,829,989	59,815,181	58,636,190	54,107,801	48,293,920
Total Liabilities & Equity	797,923,033	757,845,532	715,725,416	688,664,826	663,895,834
Total Debt	179,050,833	173,235,067	161,671,529	166,404,875	144,786,873
Net Cash (Debt)	-43,975,307	-52,538,111	-49,095,783	-57,249,312	-45,131,964
Net Cash Per Share	-119183.13	-137043.58	-124820.79	-143503.19	-113232.01
Filing Date Shares Outstanding	358.59	373.6	378.66	389.63	389.63
Total Common Shares Outstanding	358.59	373.6	378.66	389.63	389.63
Book Value Per Share	152511.70	141344.41	136426.77	124202.22	114523.69
Tangible Book Value	57,438,784	55,922,268	54,741,826	50,969,229	44,194,225
Tangible Book Value Per Share	148023.46	136080.28	131274.81	119432.44	106140.55

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.