KB Financial Group Inc. (KRX:105560)

KB Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	25,270,758	24,608,867	25,826,588	26,534,798	25,273,273	14,466,133
Investment Securities	133,182,904	138,246,701	127,442,485	119,639,440	110,356,723	3,946,515
Trading Asset Securities	100,012,605	91,121,022	83,116,085	79,469,608	69,526,442	164,544,780
Total Investments	233,195,509	229,367,723	210,558,570	199,109,048	179,883,165	168,491,295
Gross Loans	486,519,741	472,878,257	446,744,265	434,158,600	416,799,664	377,906,659
Allowance for Loan Losses	-	-5,633,380	-5,462,805	-4,160,984	-3,684,055	-3,283,363
Other Adjustments to Gross Loans	-	-140,104	-109,246	-109,842	-70,530	-
Net Loans	486,519,741	467,104,773	441,172,214	429,887,774	413,045,079	374,623,296
Property, Plant & Equipment	5,136,837	5,390,015	4,945,699	4,991,467	5,239,898	5,433,554
Goodwill	-	874,048	866,974	845,155	806,407	763,582
Other Intangible Assets	1,783,831	1,092,636	1,083,884	1,013,315	2,459,950	2,587,551
Investments in Real Estate	2,882,692	3,759,176	4,109,784	3,148,340	2,514,944	2,533,539
Accrued Interest Receivable	-	3,271,649	3,130,004	2,506,467	1,916,667	1,726,651
Other Receivables	367,390	9,753,544	11,815,218	7,320,879	8,030,796	10,629,363
Restricted Cash	-	4,338,818	3,273,428	4,893,839	4,589,893	11,242,803
Other Current Assets	251,937	2,179,112	2,613,388	2,550,893	2,721,785	561,651
Long-Term Deferred Tax Assets	195,123	278,824	274,225	188,372	159,093	65,058
Other Long-Term Assets	40,466,640	5,826,347	6,055,440	5,674,479	17,254,884	17,595,468
Total Assets	796,070,458	757,845,532	715,725,416	688,664,826	663,895,834	610,719,944
Accrued Expenses	-	7,016,830	6,554,317	4,776,080	3,577,280	3,603,301
Interest Bearing Deposits	448,711,993	265,777,627	243,158,759	229,005,062	175,508,650	161,950,660
Non-Interest Bearing Deposits	-	169,910,270	163,353,675	164,923,842	196,515,268	176,629,560
Total Deposits	448,711,993	435,687,897	406,512,434	393,928,904	372,023,918	338,580,220
Short-Term Borrowings	6,804,555	22,626,706	17,433,144	23,742,166	14,509,320	22,737,194
Current Portion of Long-Term Debt	-	12,803,106	15,652,135	11,773,494	14,374,863	-
Current Portion of Leases	-	315,172	243,254	244,892	223,468	-
Current Income Taxes Payable	746,866	530,720	145,335	998,681	662,672	764,981
Other Current Liabilities	10,351,566	3,042,128	3,303,641	2,460,089	3,138,363	11,990,628
Long-Term Debt	146,001,543	136,840,856	127,997,447	130,296,518	115,323,882	167,733,201
Long-Term Leases	-	649,227	345,549	347,805	355,340	-
Long-Term Unearned Revenue	-	606,052	594,023	763,596	870,428	669,908
Pension & Post-Retirement Benefits	89,425	100,187	81,869	85,745	225,521	239,567
Long-Term Deferred Tax Liabilities	1,593,798	1,682,292	2,094,912	1,561,857	1,470,981	1,177,799
Other Long-Term Liabilities	120,399,619	76,129,178	76,131,166	63,577,198	88,845,878	19,820,788
Total Liabilities	734,699,365	698,030,351	657,089,226	634,557,025	615,601,914	567,317,587
Common Stock	2,090,558	2,090,558	2,090,558	2,090,558	2,090,558	2,090,558
Additional Paid-In Capital	16,623,244	16,646,734	16,647,916	16,940,731	16,940,231	17,204,921
Retained Earnings	37,992,091	34,808,220	31,934,600	28,948,425	25,672,815	22,540,616
Treasury Stock	-1,466,389	-1,236,060	-1,165,837	-836,188	-1,136,188	-1,136,188
Comprehensive Income & Other	4,342,786	5,579,500	7,185,447	5,684,173	3,893,166	1,844,667
Total Common Equity	59,582,290	57,888,952	56,692,684	52,827,699	47,460,582	42,544,574
Minority Interest	1,788,803	1,926,229	1,943,506	1,280,102	833,338	857,783
Shareholders' Equity	61,371,093	59,815,181	58,636,190	54,107,801	48,293,920	43,402,357
Total Liabilities & Equity	796,070,458	757,845,532	715,725,416	688,664,826	663,895,834	610,719,944
Total Debt	152,806,098	173,235,067	161,671,529	166,404,875	144,786,873	190,470,395
Net Cash (Debt)	-27,522,735	-52,538,111	-49,095,783	-57,249,312	-45,131,964	-8,284,402
Net Cash Per Share	-72143.23	-137043.58	-124820.79	-143503.19	-113232.01	-20985.99
Filing Date Shares Outstanding	397.6	373.6	378.66	389.63	389.63	389.63
Total Common Shares Outstanding	397.6	373.6	378.66	389.63	389.63	389.63
Book Value Per Share	137798.59	141344.41	136426.77	124202.22	114523.69	109191.03
Tangible Book Value	57,798,459	55,922,268	54,741,826	50,969,229	44,194,225	39,193,441
Tangible Book Value Per Share	133312.11	136080.28	131274.81	119432.44	106140.55	100590.32

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.