KB Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	27,466,879	27,719,948	29,032,873	27,726,658	19,857,842	14,620,490
Interest Income on Investments	1,461,476	1,436,152	1,458,512	1,415,366	929,735	590,388
Total Interest Income	28,928,355	29,156,100	30,491,385	29,142,024	20,787,577	15,210,878
Interest Paid on Deposits	15,745,693	16,083,007	17,664,671	16,961,164	9,272,252	3,981,306
Total Interest Expense	15,745,693	16,083,007	17,664,671	16,961,164	9,272,252	3,981,306
Net Interest Income	13,182,662	13,073,093	12,826,714	12,180,860	11,515,325	11,229,572
Net Interest Income Growth	3.00%	1.92%	5.30%	5.78%	2.54%	14.97%
Gain (Loss) on Sale of Assets	302,054	302,054	24,435	-49	153,013	-
Gain (Loss) on Sale of Investments	283	1,039	1,019	174	27	159
Other Non-Interest Income	5,777,778	4,871,030	4,200,438	3,997,802	2,265,252	3,253,872
Total Non-Interest Income	6,080,115	5,174,123	4,225,892	3,997,927	2,418,292	3,254,031
Non-Interest Income Growth	35.30%	22.44%	5.70%	65.32%	-25.68%	-87.64%
Revenues Before Loan Losses	19,262,777	18,247,216	17,052,606	16,178,787	13,933,617	14,483,603
Provision for Loan Losses	2,065,184	2,362,878	2,044,286	3,146,409	1,847,775	1,185,133
Revenue	17,197,593	15,884,338	15,008,320	13,032,378	12,085,842	13,298,470
Revenue Growth	15.27%	5.84%	15.16%	7.83%	-9.12%	-62.05%
Salaries and Employee Benefits	2,286,925	4,315,490	4,221,144	4,014,261	4,156,995	4,635,055
Occupancy Expenses	452,304	966,752	968,593	917,129	867,669	850,614
Selling, General & Administrative	4,474,624	1,440,557	1,424,266	1,412,029	1,364,241	1,446,801
Other Non-Interest Expense	149,860	341,774	324,621	303,987	254,749	268,383
Total Non-Interest Expense	8,076,425	7,477,321	7,962,800	6,905,959	6,636,098	7,216,864
EBT Excluding Unusual Items	9,121,168	8,407,017	7,045,520	6,126,419	5,449,744	6,081,606
Pretax Income	8,897,297	8,183,146	6,985,247	6,120,151	5,449,744	6,081,606
Income Tax Expense	2,576,307	2,342,431	1,956,641	1,593,817	1,518,343	1,697,225
Earnings From Continuing Operations	6,320,990	5,840,715	5,028,606	4,526,334	3,931,401	4,384,381
Minority Interest in Earnings	3,456	-7,553	49,615	68,501	221,591	25,162
Net Income	6,324,446	5,833,162	5,078,221	4,594,835	4,152,992	4,409,543
Preferred Dividends & Other Adjustments	99,073	202,392	199,799	184,915	126,402	71,538
Net Income to Common	6,225,373	5,630,770	4,878,422	4,409,920	4,026,590	4,338,006
Net Income Growth	12.43%	15.42%	10.62%	9.52%	-7.18%	25.90%
Basic Shares Outstanding	365	365	379	384	390	390
Diluted Shares Outstanding	368	369	383	393	399	399
Shares Change	-2.22%	-3.75%	-2.53%	-1.41%	0.09%	0.97%
EPS (Basic)	17058.75	15410.35	12879.81	11483.29	10334.28	11133.53
EPS (Diluted)	16901.53	15261.00	12725.97	11217.98	10099.16	10889.55
EPS Growth	14.99%	19.92%	13.44%	11.08%	-7.26%	24.73%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	4833.000	4367.000	3174.000	3060.000	2950.000	2940.000
Dividend Growth	40.86%	37.59%	3.72%	3.73%	0.34%	66.10%
Effective Tax Rate	28.96%	28.63%	28.01%	26.04%	27.86%	27.91%