KB Financial Group Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	53,728,244	45,051,862	31,045,206	20,606,600	18,897,265	21,429,888
Market Cap Growth	88.37%	45.12%	50.66%	9.04%	-11.82%	26.73%
Last Close Price	156000.00	123506.54	79316.51	48934.29	42562.10	45530.31
PE Ratio	10.22	8.00	6.36	4.67	4.69	4.94
PS Ratio	3.38	2.84	2.07	1.58	1.56	1.61
PB Ratio	0.88	0.74	0.52	0.35	0.35	0.44
Debt / Equity Ratio	2.94	2.94	2.90	2.76	3.08	3.00
Net Debt / Equity Ratio	0.72	0.72	0.88	0.84	1.06	0.94
Net Debt / FCF Ratio	-2.28	-2.28	-2.61	-5.82	-4.73	-1.30
Return on Equity (ROE)	9.68%	9.68%	8.49%	8.03%	7.68%	9.57%
Return on Assets (ROA)	0.75%	0.75%	0.68%	0.64%	0.58%	0.69%
Earnings Yield	10.48%	12.95%	16.36%	22.30%	21.98%	20.58%
FCF Yield	-35.84%	-42.74%	-64.87%	-40.94%	-64.04%	-162.44%
Dividend Yield	2.98%	3.54%	4.00%	6.25%	6.93%	6.46%
Payout Ratio	25.80%	25.80%	33.22%	29.09%	37.66%	23.89%
Buyback Yield / Dilution	3.75%	3.75%	2.53%	1.41%	-0.09%	-0.97%
Total Shareholder Return	6.71%	7.29%	6.54%	7.66%	6.84%	5.49%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.