BNK Financial Group Inc. (KRX:138930)
18,020
-1,660 (-8.43%)
Mar 4, 2026, 2:10 PM KST
BNK Financial Group Income Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | - | 6,241,100 | 6,138,209 | 4,423,438 | 3,264,002 |
Interest Income on Investments | - | 787,904 | 613,663 | 418,204 | 347,617 |
Total Interest Income | - | 7,029,004 | 6,751,872 | 4,841,642 | 3,611,619 |
Interest Paid on Deposits | - | 3,013,289 | 3,016,787 | 1,366,297 | 639,470 |
Interest Paid on Borrowings | - | 958,454 | 769,480 | 491,559 | 340,714 |
Total Interest Expense | - | 3,971,743 | 3,786,267 | 1,857,856 | 980,184 |
Net Interest Income | 2,953,100 | 3,057,261 | 2,965,605 | 2,983,786 | 2,631,435 |
Net Interest Income Growth (YoY) | -3.41% | 3.09% | -0.61% | 13.39% | 18.19% |
Gain (Loss) on Sale of Assets | - | 17,902 | -3,252 | -2,100 | 1,610 |
Gain (Loss) on Sale of Investments | - | 146,550 | 89,939 | -80,761 | 130,879 |
Gain (Loss) on Sale of Equity Investments | - | 101,019 | 72,703 | 20,558 | 31,304 |
Other Non-Interest Income | 416,800 | 2,350,900 | 2,307,379 | 2,337,667 | 1,581,237 |
Total Non-Interest Income | 416,800 | 2,848,675 | 2,687,309 | 2,424,377 | 1,885,187 |
Non-Interest Income Growth (YoY) | -85.37% | 6.00% | 10.85% | 28.60% | 2.26% |
Revenues Before Loan Losses | 3,369,900 | 5,905,936 | 5,652,914 | 5,408,164 | 4,516,621 |
Provision for Loan Losses | 777,600 | 894,481 | 866,734 | 544,644 | 415,054 |
| 2,592,300 | 5,011,455 | 4,786,180 | 4,863,520 | 4,101,568 | |
Revenue Growth (YoY) | -48.27% | 4.71% | -1.59% | 18.58% | 12.89% |
Salaries and Employee Benefits | - | 964,213 | 887,121 | 987,878 | 1,117,180 |
Occupancy Expenses | - | 134,111 | 128,973 | 119,780 | 110,034 |
Federal Deposit Insurance | - | 128,928 | 124,652 | 122,565 | 113,569 |
Amortization of Goodwill & Intangibles | - | 92,898 | 90,296 | 79,911 | 74,870 |
Selling, General & Administrative | 1,689,600 | 306,013 | 301,388 | 277,072 | 248,819 |
Other Non-Interest Expense | - | 2,285,653 | 2,295,885 | 2,047,779 | 1,241,301 |
Total Non-Interest Expense | 1,497,700 | 4,019,034 | 3,910,619 | 3,738,317 | 2,978,385 |
EBT Excluding Unusual Items | 1,094,600 | 992,421 | 875,561 | 1,125,203 | 1,123,182 |
Asset Writedown | - | -635 | - | - | - |
Pretax Income | 1,094,600 | 991,786 | 875,561 | 1,125,203 | 1,123,182 |
Income Tax Expense | 258,400 | 241,809 | 196,656 | 292,052 | 288,933 |
Earnings From Continuing Operations | 836,200 | 749,976 | 678,905 | 833,150 | 834,249 |
Minority Interest in Earnings | -21,200 | -21,429 | -39,125 | -48,171 | -43,240 |
Net Income | 815,000 | 728,548 | 639,780 | 784,980 | 791,009 |
Preferred Dividends & Other Adjustments | - | 32,575 | 25,678 | 30,188 | 31,395 |
Net Income to Common | 815,000 | 695,973 | 614,102 | 754,792 | 759,614 |
Net Income Growth | 11.87% | 13.88% | -18.50% | -0.76% | 52.32% |
Basic Shares Outstanding | 310 | 320 | 322 | 324 | 324 |
Diluted Shares Outstanding | 310 | 320 | 322 | 324 | 324 |
Shares Change (YoY) | -3.06% | -0.70% | -0.63% | - | -0.10% |
EPS (Basic) | 2626.26 | 2174.00 | 1904.82 | 2326.51 | 2341.37 |
EPS (Diluted) | 2626.26 | 2174.00 | 1904.82 | 2326.51 | 2341.37 |
EPS Growth | 20.80% | 14.13% | -18.13% | -0.64% | 56.29% |
Dividend Per Share | 735.000 | 650.000 | - | 625.000 | 560.000 |
Dividend Growth | 13.08% | - | - | 11.61% | 75.00% |
Effective Tax Rate | 23.61% | 24.38% | 22.46% | 25.96% | 25.72% |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.