BNK Financial Group Inc. (KRX:138930)
South Korea · Delayed Price · Currency is KRW 15,970
+340 (2.18%)
At close: Sep 23, 2026
BNK Financial Group Cash Flow Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 751,006 | 815,002 | 728,548 | 639,780 | 784,980 | 791,009 |
Depreciation & Amortization | 212,304 | 208,061 | 213,627 | 205,382 | 187,463 | 173,973 |
Gain (Loss) on Sale of Investments | -176,917 | -364,564 | -39,142 | -164,084 | 130,615 | -6,776 |
Provision for Credit Losses | 733,091 | 776,198 | 887,973 | 868,112 | 548,471 | 397,231 |
Change in Trading Asset Securities | -322,671 | -1,488,098 | -1,219,384 | -2,242,887 | 874,171 | -922,477 |
Change in Other Net Operating Assets | -12,899,317 | -8,020,057 | -3,302,703 | -5,339,846 | -7,826,312 | -11,770,376 |
Other Operating Activities | 325,409 | 490,490 | 462,921 | 829,734 | 729,914 | 514,354 |
Operating Cash Flow | -11,338,610 | -7,655,350 | -2,350,700 | -5,257,978 | -4,571,753 | -10,851,161 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -138,460 | -93,585 | -83,412 | -116,991 | -97,996 | -101,437 |
Sale of Property, Plant and Equipment | 8,123 | 467,041 | 22,407 | 5,152 | 8,856 | 35,202 |
Investment in Securities | -998,954 | -90,267 | -1,241,616 | -2,156,012 | -853,203 | -1,262,605 |
Income (Loss) Equity Investments | -57,860 | -72,384 | -82,541 | -54,170 | -1,053 | -28,098 |
Purchase / Sale of Intangibles | -100,875 | -80,895 | -86,269 | -66,505 | -79,227 | -66,562 |
Other Investing Activities | 2,076 | 15,427 | -1,199 | -4,261 | 5,932 | 16,042 |
Investing Cash Flow | -1,228,091 | 217,721 | -1,390,089 | -2,338,618 | -1,015,639 | -1,379,359 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 32,494,365 | 44,565,809 | 40,982,249 | 27,067,998 | 26,634,522 |
Long-Term Debt Repaid | - | -30,319,114 | -41,233,384 | -39,244,366 | -28,527,559 | -23,698,346 |
Net Debt Issued (Repaid) | 3,638,963 | 2,175,251 | 3,332,425 | 1,737,883 | -1,459,561 | 2,936,176 |
Repurchase of Common Stock | -120,000 | -100,000 | -32,996 | -16,000 | - | - |
Total Dividends Paid | -281,012 | -301,911 | -250,147 | -299,781 | -260,040 | -178,454 |
Net Increase (Decrease) in Deposit Accounts | 8,550,537 | 5,631,551 | 1,015,124 | 5,252,176 | 8,180,995 | 10,193,576 |
Other Financing Activities | 1,414,007 | 961,212 | 103,575 | -6,500 | 71,537 | -66,646 |
Financing Cash Flow | 13,202,495 | 8,366,102 | 4,167,981 | 6,667,779 | 6,532,932 | 12,884,653 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 41,841 | -5,993 | 54,502 | 4,545 | 1,944 | 6,078 |
Net Cash Flow | 677,636 | 922,481 | 481,694 | -924,272 | 947,484 | 660,211 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -11,477,069 | -7,748,935 | -2,434,112 | -5,374,970 | -4,669,749 | -10,952,598 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -178.36% | -142.77% | -48.57% | -112.30% | -96.02% | -267.03% |
Free Cash Flow Per Share | -36911.18 | -24633.63 | -7603.40 | -16672.08 | -14393.63 | -33759.34 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 3,474,445 | 3,601,273 | 3,918,918 | 3,168,171 | 1,444,001 | 1,008,945 |
Cash Income Tax Paid | 300,950 | 196,056 | 159,465 | 306,128 | 296,769 | 202,165 |