BNK Financial Group Inc. (KRX:138930)
South Korea flag South Korea · Delayed Price · Currency is KRW
12,900
-190 (-1.45%)
Nov 3, 2026, 3:30 PM KST

BNK Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,434,6825,427,5685,011,4554,786,1804,863,5204,101,568
Revenue Growth
22.34%8.30%4.71%-1.59%18.58%12.89%
Net Income
729,046790,306695,973614,102754,792759,614
Earnings Per Share
2344.672512.362174.001904.822326.512341.37
EPS Growth
9.55%15.56%14.13%-18.13%-0.64%56.29%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Busan Bank
1,457,0651,436,3201,343,0031,303,8491,428,6511,378,340
Gyeongna M Bank
1,050,5181,022,085995,850917,170945,943894,811
BNK Capital
211,652214,444191,420209,213288,966229,151
BNK Investments Securities
157,08469,437106,785103,436184,692333,056
BNK Savings Bank
51,48045,55344,33232,10119,66852,426
Other
168,31456,86712,45223,517-16,80131,971
Unallocated Adjustments
-163,141-118,979-36,847-35,546-21,106-39,024
Total
2,932,9722,725,7272,656,9952,553,7402,830,0132,880,731

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
35,341,67935,213,45632,594,83829,154,80026,024,30225,173,840
Total Debt
31,723,95429,232,22626,939,34823,037,09220,479,19621,461,668
Net Cash (Debt)
3,617,7255,981,2305,655,4906,117,7085,545,1073,712,172
Net Cash Growth
-44.79%5.76%-7.56%10.33%49.38%193.51%
Net Cash Per Share
11634.8919014.1517665.9718975.9017091.7611442.08

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-11,338,610-7,655,350-2,350,700-5,257,978-4,571,753-10,851,161
Capital Expenditures
-138,460-93,585-83,412-116,991-97,996-101,437
Free Cash Flow
-11,477,069-7,748,935-2,434,112-5,374,970-4,669,749-10,952,598
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
11.33%14.56%13.89%12.83%15.52%18.52%
FCF Margin
-178.36%-142.77%-48.57%-112.30%-96.02%-267.03%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
735.000735.000--625.000560.000
Dividend Per Share Growth
1.85%---11.61%75.00%
Dividend Yield
5.70%4.61%--9.62%6.67%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.506.274.733.752.793.59
Forward PE
4.856.655.043.863.124.09
PS Ratio
0.620.910.660.480.430.66