BNK Financial Group Inc. (KRX:138930)
South Korea flag South Korea · Delayed Price · Currency is KRW
15,970
+340 (2.18%)
At close: Sep 23, 2026

BNK Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,434,6825,427,5685,011,4554,786,1804,863,5204,101,568
Revenue Growth
22.34%8.30%4.71%-1.59%18.58%12.89%
Net Income
729,046790,306695,973614,102754,792759,614
Earnings Per Share
2344.672512.362174.001904.822326.512341.37
EPS Growth
9.55%15.56%14.13%-18.13%-0.64%56.29%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Busan Bank
1,457,0651,436,3201,343,0031,303,8491,428,6511,378,340
Gyeongna M Bank
1,050,5181,022,085995,850917,170945,943894,811
BNK Capital
211,652214,444191,420209,213288,966229,151
BNK Investments Securities
157,08469,437106,785103,436184,692333,056
BNK Savings Bank
51,48045,55344,33232,10119,66852,426
Other
168,31456,86712,45223,517-16,80131,971
Unallocated Adjustments
-163,141-118,979-36,847-35,546-21,106-39,024
Total
2,932,9722,725,7272,656,9952,553,7402,830,0132,880,731

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
35,341,67935,213,45632,594,83829,154,80026,024,30225,173,840
Total Debt
31,723,95429,232,22626,939,34823,037,09220,479,19621,461,668
Net Cash (Debt)
3,617,7255,981,2305,655,4906,117,7085,545,1073,712,172
Net Cash Growth
-44.79%5.76%-7.56%10.33%49.38%193.51%
Net Cash Per Share
11634.8919014.1517665.9718975.9017091.7611442.08

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-11,338,610-7,655,350-2,350,700-5,257,978-4,571,753-10,851,161
Capital Expenditures
-138,460-93,585-83,412-116,991-97,996-101,437
Free Cash Flow
-11,477,069-7,748,935-2,434,112-5,374,970-4,669,749-10,952,598
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
11.33%14.56%13.89%12.83%15.52%18.52%
FCF Margin
-178.36%-142.77%-48.57%-112.30%-96.02%-267.03%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
735.000735.000--625.000560.000
Dividend Per Share Growth
15.22%---11.61%75.00%
Dividend Yield
4.60%4.80%--11.66%8.85%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.816.274.733.752.793.59
Forward PE
6.126.655.043.863.124.09
PS Ratio
0.760.910.660.480.430.66