BNK Financial Group Inc. (KRX:138930)
South Korea flag South Korea · Delayed Price · Currency is KRW
18,040
+270 (1.52%)
Jul 24, 2026, 3:30 PM KST

BNK Financial Group Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,028,9275,427,5685,011,4554,786,1804,863,5204,101,568
Revenue Growth
20.75%8.30%4.71%-1.59%18.58%12.89%
Net Income
837,116790,306695,973614,102754,792759,614
Earnings Per Share
2678.312512.362174.001904.822326.512341.37
EPS Growth
39.69%15.56%14.13%-18.13%-0.64%56.29%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gyeongna M Bank
1,030,9671,022,085995,850917,170945,943894,811
BNK Savings Bank
48,65645,55344,33232,10119,66852,426
BNK Capital
227,948214,444191,420209,213288,966229,151
BNK Investments Securities
-27,98869,437106,785103,436184,692333,056
Busan Bank
1,510,4611,436,3201,343,0031,303,8491,428,6511,378,340
Unallocated Adjustments
-137,118-118,979-36,847-35,546-21,106-39,024
Other
81,03856,86712,45223,517-16,80131,971
Total
2,733,9642,725,7272,656,9952,553,7402,830,0132,880,731

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
34,604,49035,213,45632,594,83829,154,80026,024,30225,173,840
Total Debt
31,463,82429,232,22626,939,34823,037,09220,479,19621,461,668
Net Cash (Debt)
3,140,6655,981,2305,655,4906,117,7085,545,1073,712,172
Net Cash Growth
-46.41%5.76%-7.56%10.33%49.38%193.51%
Net Cash Per Share
10048.4219014.1517665.9718975.9017091.7611442.08

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-8,277,344-7,655,350-2,350,700-5,257,978-4,571,753-10,851,161
Capital Expenditures
-142,219-93,585-83,412-116,991-97,996-101,437
Free Cash Flow
-8,419,563-7,748,935-2,434,112-5,374,970-4,669,749-10,952,598
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
13.88%14.56%13.89%12.83%15.52%18.52%
FCF Margin
-139.65%-142.77%-48.57%-112.30%-96.02%-267.03%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
735.000735.000--625.000560.000
Dividend Per Share Growth
-0.65%---11.61%75.00%
Dividend Yield
4.14%4.75%--11.54%8.76%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.746.274.733.752.793.59
Forward PE
6.926.655.043.863.124.09
PS Ratio
0.930.910.660.480.430.66