BNK Financial Group Inc. (KRX: 138930)

BNK Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	4,646,448	5,359,110	6,212,882	5,349,248	1,478,264	1,593,980
Investment Securities	1,982,918	1,588,015	1,466,662	1,381,486	1,141,532	751,608
Trading Asset Securities	26,504,052	23,765,690	19,451,420	19,559,492	17,889,629	16,677,015
Total Investments	28,486,970	25,353,705	20,918,082	20,940,978	19,031,161	17,428,623
Gross Loans	112,599,738	110,824,531	105,443,995	97,823,414	86,627,376	79,575,360
Allowance for Loan Losses	-1,578,098	-1,471,567	-1,042,558	-795,154	-744,454	-817,657
Net Loans	111,021,640	109,352,964	104,401,437	97,028,260	85,882,922	78,757,703
Property, Plant & Equipment	1,256,988	3,076,951	2,578,012	2,443,417	2,360,096	1,959,559
Goodwill	28,341	28,341	28,341	28,341	28,341	28,461
Other Intangible Assets	108,839	117,117	148,969	178,465	250,295	237,916
Investments in Real Estate	626,331	617,039	647,641	661,799	665,348	224,182
Accrued Interest Receivable	606,123	601,327	485,441	360,085	349,316	375,469
Other Receivables	1,176,220	496,492	534,601	435,444	544,425	662,100
Restricted Cash	-	-	-	-	3,026,805	2,554,518
Other Current Assets	6,352	92,545	119,116	106,263	64,964	43,335
Long-Term Deferred Tax Assets	-	-	24,587	-	-	-
Other Long-Term Assets	2,786,279	565,723	729,234	668,506	474,933	672,925
Total Assets	150,875,265	145,783,634	136,932,607	128,287,034	114,156,871	104,538,771
Accrued Expenses	1,731,658	1,584,149	1,100,470	736,600	655,445	710,920
Interest Bearing Deposits	106,816,038	94,353,566	88,609,726	79,636,096	70,427,828	67,648,567
Non-Interest Bearing Deposits	-	12,407,668	12,860,635	13,645,910	12,604,889	8,960,973
Total Deposits	106,816,038	106,761,234	101,470,361	93,282,006	83,032,717	76,609,540
Short-Term Borrowings	4,344,113	2,866,887	977,614	1,477,268	1,777,077	1,427,186
Current Income Taxes Payable	89,978	37,921	180,601	153,480	86,238	103,589
Other Current Liabilities	2,158,045	1,162,727	886,909	367,521	28,093	71,423
Long-Term Debt	20,917,419	20,170,205	19,501,581	19,984,399	16,803,162	14,513,293
Long-Term Unearned Revenue	117,196	117,352	104,299	86,647	57,182	43,293
Pension & Post-Retirement Benefits	8,473	3,488	421.41	-	57,462	84,536
Long-Term Deferred Tax Liabilities	111,920	45,508	-	26,618	27,030	61,435
Other Long-Term Liabilities	3,458,180	2,360,462	1,920,467	1,949,310	2,006,182	1,732,385
Total Liabilities	139,753,018	135,109,932	126,142,724	118,063,851	104,530,589	95,357,601
Common Stock	1,629,676	1,629,676	1,629,676	1,629,676	1,629,676	1,629,676
Additional Paid-In Capital	790,748	785,248	786,023	787,119	787,118	787,118
Retained Earnings	7,586,499	7,121,661	6,766,697	6,210,820	5,561,025	5,191,904
Treasury Stock	-19,997	-	-6,997	-6,997	-6,997	-213
Comprehensive Income & Other	686,567	688,415	666,896	705,107	758,002	675,228
Total Common Equity	10,673,493	10,225,000	9,842,296	9,325,726	8,728,825	8,283,713
Minority Interest	448,754	448,702	947,587	897,457	897,457	897,457
Shareholders' Equity	11,122,247	10,673,702	10,789,883	10,223,183	9,626,282	9,181,170
Total Liabilities & Equity	150,875,265	145,783,634	136,932,607	128,287,034	114,156,871	104,538,771
Total Debt	25,261,532	23,037,092	20,479,196	21,461,668	18,580,239	15,940,479
Net Cash (Debt)	6,071,069	6,117,708	5,545,107	3,712,172	1,264,754	2,531,016
Net Cash Growth	-14.00%	10.33%	49.38%	193.51%	-50.03%	11.30%
Net Cash Per Share	18909.26	18975.90	17091.76	11442.08	3894.68	7766.10
Filing Date Shares Outstanding	318.38	322.09	324.43	324.43	324.43	325.92
Total Common Shares Outstanding	318.38	322.09	324.43	324.43	324.43	325.92
Book Value Per Share	33524.01	31745.94	30337.04	28744.81	26904.97	25416.37
Tangible Book Value	10,536,313	10,079,543	9,664,985	9,118,920	8,450,189	8,017,336
Tangible Book Value Per Share	33093.15	31294.33	29790.51	28107.37	26046.13	24599.06

Source: S&P Capital IQ. Banks template. Financial Sources.