BNK Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,143,492	5,818,382	5,359,110	6,212,882	5,349,248
Investment Securities	2,078,517	2,284,098	1,588,015	1,466,662	1,381,486
Trading Asset Securities	27,975,664	26,355,856	23,765,690	19,451,420	19,559,492
Total Investments	30,054,180	28,639,953	25,353,705	20,918,082	20,940,978
Gross Loans	118,646,777	113,490,471	110,824,531	105,443,995	97,823,414
Allowance for Loan Losses	-1,476,509	-1,637,531	-1,471,567	-1,042,558	-795,154
Net Loans	117,170,268	111,852,940	109,352,964	104,401,437	97,028,260
Property, Plant & Equipment	3,469,218	3,328,439	3,076,951	2,578,012	2,443,417
Goodwill	28,341	28,341	28,341	28,341	28,341
Other Intangible Assets	166,282	114,979	117,117	148,969	178,465
Investments in Real Estate	305,955	629,309	617,039	647,641	661,799
Accrued Interest Receivable	636,006	621,051	601,327	485,441	360,085
Other Receivables	1,336,172	594,985	496,492	534,601	435,444
Other Current Assets	148,360	129,766	92,545	119,116	106,263
Long-Term Deferred Tax Assets	-	-	-	24,587	-
Other Long-Term Assets	523,754	586,579	565,723	729,234	668,506
Total Assets	161,095,407	152,470,491	145,783,634	136,932,607	128,287,034
Accrued Expenses	1,425,658	1,614,430	1,584,149	1,100,470	736,600
Interest Bearing Deposits	100,785,235	96,083,812	94,353,566	88,609,726	79,636,096
Non-Interest Bearing Deposits	12,692,710	11,771,618	12,407,668	12,860,635	13,645,910
Total Deposits	113,477,945	107,855,430	106,761,234	101,470,361	93,282,006
Short-Term Borrowings	5,187,508	4,828,142	2,866,887	977,614	1,477,268
Current Income Taxes Payable	151,486	85,702	37,921	180,601	153,480
Other Current Liabilities	1,998,793	2,176,647	1,162,727	886,909	367,521
Long-Term Debt	24,044,719	22,111,206	20,170,205	19,501,581	19,984,399
Long-Term Unearned Revenue	99,904	112,437	117,352	104,299	86,647
Pension & Post-Retirement Benefits	1,996	4,286	3,488	421.41	-
Long-Term Deferred Tax Liabilities	47,133	80,436	45,508	-	26,618
Other Long-Term Liabilities	3,418,431	2,454,200	2,360,462	1,920,467	1,949,310
Total Liabilities	149,853,572	141,322,916	135,109,932	126,142,724	118,063,851
Common Stock	1,629,676	1,629,676	1,629,676	1,629,676	1,629,676
Additional Paid-In Capital	790,522	790,748	785,248	786,023	787,119
Retained Earnings	8,016,934	7,604,753	7,121,661	6,766,697	6,210,820
Treasury Stock	-	-19,997	-	-6,997	-6,997
Comprehensive Income & Other	355,949	693,641	688,415	666,896	705,107
Total Common Equity	10,793,081	10,698,821	10,225,000	9,842,296	9,325,726
Minority Interest	448,754	448,754	448,702	947,587	897,457
Shareholders' Equity	11,241,835	11,147,575	10,673,702	10,789,883	10,223,183
Total Liabilities & Equity	161,095,407	152,470,491	145,783,634	136,932,607	128,287,034
Total Debt	29,232,226	26,939,348	23,037,092	20,479,196	21,461,668
Net Cash (Debt)	5,981,230	5,655,490	6,117,708	5,545,107	3,712,172
Net Cash Growth	5.76%	-7.56%	10.33%	49.38%	193.51%
Net Cash Per Share	18435.34	16876.09	18975.90	17091.76	11442.08
Filing Date Shares Outstanding	310.33	318.38	322.09	324.43	324.43
Total Common Shares Outstanding	310.33	318.38	322.09	324.43	324.43
Book Value Per Share	34779.70	33603.56	31745.94	30337.04	28744.81
Tangible Book Value	10,598,458	10,555,500	10,079,543	9,664,985	9,118,920
Tangible Book Value Per Share	34152.55	33153.41	31294.33	29790.51	28107.37

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.