JB Financial Group Co., Ltd. (KRX: 175330)

JB Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,092,757	1,902,775	2,080,002	2,916,337	2,781,087	2,711,430
Investment Securities	186,373	570,793	825,191	191,379	715,086	81,217
Trading Asset Securities	9,601,995	9,062,074	7,505,003	6,749,538	6,192,864	4,855,205
Total Investments	9,788,368	9,632,867	8,330,194	6,940,917	6,907,950	4,936,422
Gross Loans	51,490,134	49,471,852	46,867,663	44,083,769	41,118,500	37,381,344
Allowance for Loan Losses	-622,691	-615,203	-494,687	-398,399	-366,284	-321,023
Other Adjustments to Gross Loans	-2,680	-244	2,167	2,864	3,632	4,305
Net Loans	50,864,763	48,856,405	46,375,143	43,688,234	40,755,848	37,064,626
Property, Plant & Equipment	1,522,401	1,735,629	1,746,176	1,974,432	2,114,166	1,965,041
Goodwill	75,670	74,241	73,215	62,791	61,944	60,169
Other Intangible Assets	95,575	97,456	78,929	71,710	68,247	71,117
Investments in Real Estate	46,691	47,974	48,065	37,562	37,092	39,505
Accrued Interest Receivable	317,231	303,325	233,045	166,490	161,476	205,082
Other Receivables	67,234	62,438	64,238	66,874	58,382	52,816
Other Current Assets	34,112	31,426	31,245	38,409	35,879	39,994
Long-Term Deferred Tax Assets	31,981	55,184	87,889	66,725	57,690	7,001
Other Long-Term Assets	558,974	579,125	664,585	354,487	317,335	350,132
Total Assets	65,517,337	63,403,970	59,828,165	56,395,637	53,375,463	47,529,564
Accrued Expenses	673,400	615,634	445,820	290,746	292,438	321,501
Interest Bearing Deposits	28,023,782	27,375,348	26,222,129	22,158,930	20,682,506	20,862,027
Non-Interest Bearing Deposits	15,665,909	15,582,776	15,635,709	17,890,991	17,439,840	13,313,280
Total Deposits	43,689,691	42,958,124	41,857,838	40,049,921	38,122,346	34,175,307
Short-Term Borrowings	112,371	212,923	11,942	194,078	81,431	110,123
Current Income Taxes Payable	99,202	88,370	125,015	116,076	75,815	67,886
Long-Term Debt	14,557,341	13,525,789	11,688,906	10,225,596	9,701,471	8,044,256
Long-Term Unearned Revenue	21,408	24,019	24,883	22,813	18,563	15,078
Pension & Post-Retirement Benefits	-	-	-	-	-	3,263
Other Long-Term Liabilities	879,061	863,161	910,748	1,169,720	1,054,539	972,372
Total Liabilities	60,032,474	58,288,020	55,065,152	52,068,950	49,346,603	43,709,786
Common Stock	984,914	984,914	984,914	984,914	984,914	984,914
Additional Paid-In Capital	704,319	704,369	704,916	704,916	704,916	705,372
Retained Earnings	3,335,408	2,983,233	2,583,338	2,140,759	1,731,919	1,445,480
Treasury Stock	-30,076	-45,047	-15,282	-15,282	-15,282	-15,282
Comprehensive Income & Other	364,877	375,294	319,180	342,108	349,856	349,395
Total Common Equity	5,359,442	5,002,763	4,577,066	4,157,415	3,756,323	3,469,879
Minority Interest	125,421	113,187	185,947	169,272	272,537	349,899
Shareholders' Equity	5,484,863	5,115,950	4,763,013	4,326,687	4,028,860	3,819,778
Total Liabilities & Equity	65,517,337	63,403,970	59,828,165	56,395,637	53,375,463	47,529,564
Total Debt	14,669,712	13,738,712	11,700,848	10,419,674	9,782,902	8,154,379
Net Cash (Debt)	-2,968,760	-2,363,863	-1,345,843	-593,799	-127,151	-543,744
Net Cash Per Share	-15462.00	-12187.85	-6925.05	-3055.40	-654.26	-2797.90
Filing Date Shares Outstanding	191.77	191.53	194.34	194.34	194.34	194.34
Total Common Shares Outstanding	191.77	191.53	194.34	194.34	194.34	194.34
Book Value Per Share	27947.74	26119.52	23551.35	21392.03	19328.21	17854.31
Tangible Book Value	5,188,197	4,831,066	4,424,922	4,022,914	3,626,132	3,338,593
Tangible Book Value Per Share	27054.75	25223.08	22768.49	20699.96	18658.31	17178.77

Source: S&P Capital IQ. Banks template. Financial Sources.