KakaoBank Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	11,617,883	10,303,447	10,040,190	13,589,858	11,584,392	28,034,395
Market Cap Growth	11.48%	2.62%	-26.12%	17.31%	-58.68%	-
Last Close Price	24350.00	21245.14	20407.82	27630.54	23429.93	56711.09
PE Ratio	24.19	21.45	22.82	38.29	44.03	137.34
PS Ratio	6.99	6.20	6.53	10.40	10.70	34.68
PB Ratio	1.72	1.53	1.54	2.22	2.03	5.08
Net Debt / Equity Ratio	-3.38	-3.38	-2.60	-2.36	-1.82	-1.38
Net Debt / FCF Ratio	3.08	3.08	2.43	1.29	8.68	1.13
Return on Equity (ROE)	7.23%	7.23%	6.95%	6.00%	4.68%	4.91%
Return on Assets (ROA)	0.69%	0.69%	0.75%	0.76%	0.70%	0.65%
Earnings Yield	4.13%	4.66%	4.38%	2.61%	2.27%	0.73%
FCF Yield	-63.67%	-71.79%	-69.86%	-82.55%	-10.34%	-24.16%
Payout Ratio	35.71%	35.71%	16.24%	10.75%	-	-
Buyback Yield / Dilution	-	-	0.03%	0.06%	-8.60%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.