KakaoBank Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	835,220	2,113,379	1,855,353	2,733,244	1,381,539	6,648
Investment Securities	2,751	117,580	117,710	101,419	6,451	-
Trading Asset Securities	24,322,327	20,684,730	15,160,092	11,729,250	9,011,302	7,640,933
Total Investments	24,325,078	20,802,310	15,277,802	11,830,669	9,017,753	7,640,933
Gross Loans	51,457,215	52,281,787	45,004,083	39,046,536	28,315,244	26,503,152
Allowance for Loan Losses	-541,106	-536,147	-500,318	-397,498	-261,828	-141,054
Net Loans	50,916,109	51,745,640	44,503,765	38,649,038	28,053,416	26,362,098
Property, Plant & Equipment	229,295	225,393	176,842	180,806	172,900	70,229
Other Intangible Assets	39,039	37,618	42,716	30,529	24,515	22,556
Accrued Interest Receivable	209,183	191,036	167,936	203,275	192,665	144,133
Other Receivables	44,079	137,597	4,764	1,016	374	41,535
Restricted Cash	-	-	-	-	-	1,212,510
Other Current Assets	107,538	76,075	27,705	15,567	9,851	6,571
Long-Term Deferred Tax Assets	-	-	-	-	16,734	20,467
Other Long-Term Assets	950,101	1,073,064	747,792	840,335	642,653	501,484
Total Assets	77,663,419	76,409,775	62,805,282	54,488,157	39,516,079	36,040,068
Accrued Expenses	351,656	476,710	456,287	361,452	115,421	82,961
Interest Bearing Deposits	29,450,706	29,451,257	21,681,684	21,066,466	12,666,822	12,432,569
Non-Interest Bearing Deposits	39,904,998	38,872,321	33,289,358	26,076,376	20,388,982	17,593,564
Total Deposits	69,355,704	68,323,578	54,971,042	47,142,842	33,055,804	30,026,133
Short-Term Borrowings	1,697	99	-	-	-	-
Current Income Taxes Payable	44,893	46,864	52,629	50,243	36,975	14,076
Other Current Liabilities	28,279	21,521	22,182	16,721	11,330	5,961
Long-Term Unearned Revenue	846	814	818	967	934	581
Pension & Post-Retirement Benefits	17,579	16,399	30,605	21,527	15,980	13,942
Long-Term Deferred Tax Liabilities	48,237	49,503	70,367	29,365	-	-
Other Long-Term Liabilities	1,090,546	724,421	661,221	747,346	564,525	375,044
Total Liabilities	71,039,437	69,659,909	56,265,151	48,370,463	33,800,969	30,518,698
Common Stock	2,385,602	2,385,057	2,384,843	2,384,361	2,383,653	2,375,796
Additional Paid-In Capital	2,988,554	2,988,398	2,988,152	2,987,543	2,986,761	2,956,238
Retained Earnings	1,400,064	1,431,963	1,123,203	754,589	453,392	190,301
Treasury Stock	-13,000	-13,000	-13,000	-13,000	-	-
Comprehensive Income & Other	-137,238	-42,552	56,933	4,201	-108,696	-965
Total Common Equity	6,623,982	6,749,866	6,540,131	6,117,694	5,715,110	5,521,370
Shareholders' Equity	6,623,982	6,749,866	6,540,131	6,117,694	5,715,110	5,521,370
Total Liabilities & Equity	77,663,419	76,409,775	62,805,282	54,488,157	39,516,079	36,040,068
Total Debt	101,697	99	-	-	-	-
Net Cash (Debt)	25,055,850	22,798,010	17,015,445	14,462,494	10,392,841	7,647,581
Net Cash Growth	15.90%	33.98%	17.65%	39.16%	35.90%	79.16%
Net Cash Per Share	-	47809.50	35683.87	30319.96	21774.45	17400.17
Filing Date Shares Outstanding	-	476.48	476.44	476.34	476.73	475.16
Total Common Shares Outstanding	-	476.48	476.44	476.34	476.73	475.16
Book Value Per Share	-	14166.13	13727.19	12843.13	11988.13	11620.04
Tangible Book Value	6,584,943	6,712,248	6,497,415	6,087,165	5,690,595	5,498,814
Tangible Book Value Per Share	-	14087.18	13637.53	12779.04	11936.71	11572.57