KakaoBank Corp. (KRX:323410)
South Korea · Delayed Price · Currency is KRW 21,800
-100 (-0.46%)
At close: Sep 3, 2026
KakaoBank Cash Flow Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 530,160 | 480,280 | 440,065 | 354,912 | 263,091 | 204,124 |
Depreciation & Amortization | 66,739 | 61,757 | 54,099 | 46,232 | 51,238 | 46,625 |
Gain (Loss) on Sale of Investments | 6,000 | -36,960 | -63,793 | -32,761 | -4,400 | -1,913 |
Provision for Credit Losses | 247,513 | 243,814 | 270,530 | 248,348 | 173,222 | 92,254 |
Change in Trading Asset Securities | 2,784,347 | -75,384 | -1,676,226 | -1,197,775 | 181,915 | -1,249,907 |
Change in Other Net Operating Assets | -5,989,011 | -8,034,220 | -6,151,777 | -10,920,352 | -1,899,941 | -5,891,022 |
Other Operating Activities | 13,681 | 30,403 | 135,799 | 295,433 | 76,595 | 39,819 |
Operating Cash Flow | -2,439,028 | -7,335,948 | -6,986,844 | -11,196,226 | -1,151,632 | -6,758,601 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -72,924 | -60,912 | -26,845 | -22,242 | -46,453 | -13,763 |
Sale of Property, Plant and Equipment | 8 | 10 | 8 | 13 | 1,962 | 7 |
Investment in Securities | -7,651,667 | -5,484,944 | -1,572,268 | -1,419,955 | -1,651,087 | -2,175,574 |
Income (Loss) Equity Investments | -98,457 | -5,638 | 3,459 | 4,581 | 1,914 | - |
Purchase / Sale of Intangibles | -11,626 | -8,770 | -13,635 | -10,433 | -7,031 | -6,901 |
Other Investing Activities | -25,063 | -18,659 | -14,533 | -15,339 | -4,814 | -12,330 |
Investing Cash Flow | -7,761,272 | -5,573,275 | -1,627,273 | -1,467,956 | -1,707,423 | -2,208,561 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | - | 2,700,000 |
Long-Term Debt Repaid | - | -24,079 | -24,687 | -20,665 | -16,087 | -2,710,648 |
Net Debt Issued (Repaid) | 75,043 | -24,079 | -24,687 | -20,665 | -16,087 | -10,648 |
Issuance of Common Stock | 741 | 234 | 482 | 708 | 7,857 | 2,562,831 |
Repurchase of Common Stock | - | - | - | -13,000 | - | - |
Total Dividends Paid | -171,520 | -171,520 | -71,451 | -38,138 | - | - |
Net Increase (Decrease) in Deposit Accounts | 8,928,833 | 13,341,713 | 7,828,200 | 14,087,038 | 3,029,671 | 6,486,850 |
Other Financing Activities | -7,295 | -4 | -8 | -8 | -6 | -47,827 |
Financing Cash Flow | 8,825,802 | 13,146,344 | 7,732,536 | 14,015,935 | 3,021,435 | 8,991,206 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 10,179 | 87 | 2,304 | -70 | 1 | 3 |
Net Cash Flow | -1,364,319 | 237,208 | -879,277 | 1,351,683 | 162,381 | 24,047 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -2,511,952 | -7,396,860 | -7,013,689 | -11,218,468 | -1,198,085 | -6,772,364 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -142.28% | -444.84% | -455.84% | -858.49% | -110.63% | -837.87% |
Free Cash Flow Per Share | -5267.80 | -15511.89 | -14708.73 | -23519.01 | -2510.16 | -15408.83 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 1,148,240 | 1,112,104 | 1,072,727 | 682,523 | 316,976 | 162,416 |
Cash Income Tax Paid | 151,295 | 151,509 | 123,806 | 87,538 | 41,757 | 11,854 |