Al-Ahleia Insurance Company S.A.K.P. (KWSE:AINS)
Kuwait · Delayed Price · Currency is KWD · Price in KWF 0.8250
+0.0050 (0.61%)
At close: Feb 1, 2026
KWSE:AINS Income Statement
Financials in millions KWD. Fiscal year is January - December.
Millions KWD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 109.33 | 109.49 | 103.22 | 85.51 | 85.65 | 73.83 |
Total Interest & Dividend Income | 14.27 | 12.59 | 10.04 | 12.13 | 6.61 | 5.88 |
Gain (Loss) on Sale of Investments | 5.08 | 0.94 | -0.57 | 3.2 | 2.17 | -1.46 |
Other Revenue | -1.82 | 0.95 | 2.01 | 0.35 | 6.35 | 7.35 |
| 126.85 | 123.96 | 114.7 | 101.19 | 100.77 | 85.6 | |
Revenue Growth (YoY) | -17.98% | 8.07% | 13.35% | 0.41% | 17.72% | 6.53% |
Policy Benefits | 73.74 | 77.74 | 66.5 | 70.39 | 62.79 | 54.14 |
Policy Acquisition & Underwriting Costs | 16.34 | 12.53 | 16.39 | 7.68 | 14.43 | 12.48 |
Selling, General & Administrative | 7.63 | 5.19 | 3.95 | 4.17 | 8.56 | 7.26 |
Provision for Bad Debts | - | - | - | - | 0.05 | 0.15 |
Other Operating Expenses | 3.74 | 3.5 | 5.9 | 0.78 | 0.39 | 0.33 |
Total Operating Expenses | 101.63 | 98.96 | 92.74 | 83.02 | 86.21 | 74.36 |
Operating Income | 25.22 | 25 | 21.96 | 18.17 | 14.56 | 11.24 |
Earnings From Equity Investments | - | - | - | - | 0.28 | 2.26 |
Currency Exchange Gain (Loss) | 0.68 | -0.35 | -0.48 | -0.67 | - | - |
Other Non Operating Income (Expenses) | -0.26 | -0.25 | -0.22 | -0.18 | -0.14 | -0.11 |
EBT Excluding Unusual Items | 25.71 | 24.4 | 21.26 | 17.32 | 14.7 | 13.39 |
Asset Writedown | 0.01 | 0.01 | 0.03 | 0.01 | 0 | -0.01 |
Pretax Income | 25.72 | 24.41 | 21.28 | 17.32 | 14.7 | 13.38 |
Income Tax Expense | 0.24 | 0.21 | 0.23 | 0.2 | 0.16 | 0.13 |
Earnings From Continuing Ops. | 25.48 | 24.2 | 21.05 | 17.13 | 14.55 | 13.25 |
Minority Interest in Earnings | -2.21 | -1.54 | -1.03 | -0.71 | -0.58 | -1.07 |
Net Income | 23.27 | 22.65 | 20.03 | 16.42 | 13.97 | 12.18 |
Net Income to Common | 23.27 | 22.65 | 20.03 | 16.42 | 13.97 | 12.18 |
Net Income Growth | 5.58% | 13.11% | 21.99% | 17.55% | 14.62% | 18.95% |
Shares Outstanding (Basic) | 232 | 232 | 232 | 232 | 232 | 232 |
Shares Outstanding (Diluted) | 232 | 232 | 232 | 232 | 232 | 232 |
Shares Change (YoY) | -0.03% | 0.00% | - | - | - | - |
EPS (Basic) | 0.10 | 0.10 | 0.09 | 0.07 | 0.06 | 0.05 |
EPS (Diluted) | 0.10 | 0.10 | 0.09 | 0.07 | 0.06 | 0.05 |
EPS Growth | 5.62% | 13.11% | 21.99% | 17.55% | 14.62% | 18.95% |
Free Cash Flow | 36.22 | 48.58 | 34.44 | 21.85 | 28.09 | 31.26 |
Free Cash Flow Per Share | 0.16 | 0.21 | 0.15 | 0.09 | 0.12 | 0.14 |
Dividend Per Share | 0.013 | 0.013 | 0.028 | 0.037 | 0.033 | 0.022 |
Dividend Growth | -53.21% | -53.21% | -25.13% | 14.37% | 46.64% | 5.69% |
Operating Margin | 19.89% | 20.17% | 19.14% | 17.95% | 14.45% | 13.13% |
Profit Margin | 18.34% | 18.27% | 17.46% | 16.23% | 13.86% | 14.23% |
Free Cash Flow Margin | 28.56% | 39.19% | 30.03% | 21.59% | 27.88% | 36.52% |
EBITDA | 25.63 | 25.22 | 22.1 | 18.3 | 14.82 | 11.53 |
EBITDA Margin | 20.20% | 20.35% | 19.27% | 18.09% | 14.70% | 13.47% |
D&A For EBITDA | 0.41 | 0.22 | 0.14 | 0.14 | 0.26 | 0.28 |
EBIT | 25.22 | 25 | 21.96 | 18.17 | 14.56 | 11.24 |
EBIT Margin | 19.89% | 20.17% | 19.14% | 17.95% | 14.45% | 13.13% |
Effective Tax Rate | 0.94% | 0.87% | 1.08% | 1.13% | 1.06% | 0.98% |
Revenue as Reported | - | - | - | - | 102.3 | 90.29 |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.