Gulf Insurance Group K.S.C.P. (KWSE:GINS)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.8800
0.00 (0.00%)
At close: Sep 3, 2025

KWSE:GINS Statistics

Total Valuation

KWSE:GINS has a market cap or net worth of KWD 250.42 million. The enterprise value is 197.44 million.

Market Cap250.42M
Enterprise Value 197.44M

Important Dates

The last earnings date was Sunday, August 17, 2025.

Earnings Date Aug 17, 2025
Ex-Dividend Date May 27, 2025

Share Statistics

KWSE:GINS has 284.57 million shares outstanding. The number of shares has increased by 0.21% in one year.

Current Share Class 284.57M
Shares Outstanding 284.57M
Shares Change (YoY) +0.21%
Shares Change (QoQ) -0.02%
Owned by Insiders (%) n/a
Owned by Institutions (%) 96.78%
Float 9.16M

Valuation Ratios

The trailing PE ratio is 13.47.

PE Ratio 13.47
Forward PE n/a
PS Ratio 0.34
PB Ratio 0.65
P/TBV Ratio 1.07
P/FCF Ratio 9.20
P/OCF Ratio 8.35
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.77, with an EV/FCF ratio of 7.25.

EV / Earnings 10.62
EV / Sales 0.27
EV / EBITDA 3.77
EV / EBIT 4.57
EV / FCF 7.25

Financial Position

The company has a current ratio of 14.80, with a Debt / Equity ratio of 0.15.

Current Ratio 14.80
Quick Ratio 9.13
Debt / Equity 0.15
Debt / EBITDA 1.06
Debt / FCF 2.07
Interest Coverage 8.22

Financial Efficiency

Return on equity (ROE) is 7.68% and return on invested capital (ROIC) is 6.40%.

Return on Equity (ROE) 7.68%
Return on Assets (ROA) 2.21%
Return on Invested Capital (ROIC) 6.40%
Return on Capital Employed (ROCE) 3.63%
Revenue Per Employee 180,941
Profits Per Employee 4,579
Employee Count4,059
Asset Turnover 0.59
Inventory Turnover n/a

Taxes

In the past 12 months, KWSE:GINS has paid 6.81 million in taxes.

Income Tax 6.81M
Effective Tax Rate 19.06%

Stock Price Statistics

The stock price has decreased by -25.86% in the last 52 weeks. The beta is 0.28, so KWSE:GINS's price volatility has been lower than the market average.

Beta (5Y) 0.28
52-Week Price Change -25.86%
50-Day Moving Average 0.96
200-Day Moving Average 1.08
Relative Strength Index (RSI) 42.38
Average Volume (20 Days) 1,264

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, KWSE:GINS had revenue of KWD 734.44 million and earned 18.59 million in profits. Earnings per share was 0.07.

Revenue734.44M
Gross Profit 126.63M
Operating Income 44.34M
Pretax Income 35.73M
Net Income 18.59M
EBITDA 51.72M
EBIT 44.34M
Earnings Per Share (EPS) 0.07
Full Income Statement

Balance Sheet

The company has 328.52 million in cash and 56.51 million in debt, giving a net cash position of 131.42 million or 0.46 per share.

Cash & Cash Equivalents 328.52M
Total Debt 56.51M
Net Cash 131.42M
Net Cash Per Share 0.46
Equity (Book Value) 384.38M
Book Value Per Share 0.86
Working Capital 543.36M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 29.99 million and capital expenditures -2.75 million, giving a free cash flow of 27.23 million.

Operating Cash Flow 29.99M
Capital Expenditures -2.75M
Free Cash Flow 27.23M
FCF Per Share 0.10
Full Cash Flow Statement

Margins

Gross margin is 17.24%, with operating and profit margins of 6.04% and 2.96%.

Gross Margin 17.24%
Operating Margin 6.04%
Pretax Margin 4.87%
Profit Margin 2.96%
EBITDA Margin 7.04%
EBIT Margin 6.04%
FCF Margin 3.71%

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 2.61%.

Dividend Per Share 0.02
Dividend Yield 2.61%
Dividend Growth (YoY) -37.84%
Years of Dividend Growth n/a
Payout Ratio 42.02%
Buyback Yield -0.21%
Shareholder Yield 2.40%
Earnings Yield 7.42%
FCF Yield 10.87%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 3, 2012. It was a forward split with a ratio of 1.05.

Last Split Date Apr 3, 2012
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 5