Gulf Insurance Group K.S.C.P. (KWSE:GINS)
Kuwait · Delayed Price · Currency is KWD · Price in KWF 1.450
+0.100 (7.41%)
At close: Aug 31, 2026
KWSE:GINS Financials Overview
Financials in millions KWD. Fiscal year is January - December.
Millions KWD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 739.39 | 700.16 | 828.18 | 763.23 | 660.78 | 373.26 |
Revenue Growth | 19.19% | -15.46% | 8.51% | 15.50% | 77.03% | 61.38% |
Operating Income Operating Income Growth | 55.75 | 43.23 | 47.31 | 43.99 | 48.99 | 66.05 |
Net Income Net Income Growth | 32.79 | 21.58 | 22.8 | 17.77 | 33.38 | 72.6 |
Earnings Per Share EPS Growth | 0.12 | 0.08 | 0.08 | 0.06 | 0.12 | 0.32 |
EPS Growth | 76.40% | -5.41% | 28.03% | -46.76% | -63.62% | 278.77% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
General Risk Insurance - Property General Risk Insurance - Property Growth | -44.04 | -1.57 | -3.3 | 4.44 | 10.36 | 16.85 |
Life and Medical Insurance - Medical Life and Medical Insurance - Medical Growth | -9.05 | -3.8 | 4.77 | 7.21 | 20.71 | 154.07 |
General Risk Insurance - Marine and Aviation General Risk Insurance - Marine and Aviation Growth | -3.06 | 4.96 | 2.97 | 2.26 | 4.92 | 8.02 |
General Risk Insurance - Motor Vehicles General Risk Insurance - Motor Vehicles Growth | 5.12 | 10.24 | 13 | 13.06 | -2.54 | 83.07 |
General Risk Insurance - Liability General Risk Insurance - Liability Growth | -1.26 | 5.86 | 1.48 | 12.5 | 4.45 | - |
General Risk Insurance - Engineering General Risk Insurance - Engineering Growth | -5.31 | 6.71 | 5.42 | 3.84 | 6.04 | 12.15 |
Life and Medical Insurance - Life Life and Medical Insurance - Life Growth | -4.48 | 0.65 | 0.51 | 1.32 | -5.63 | 20.52 |
General Risk Insurance - General Insurance General Risk Insurance - General Insurance Growth | -13.11 | -0.95 | 6.67 | -5.35 | 2.42 | 15.96 |
Investments Investments Growth | 66.24 | 59.68 | 55.43 | 37.62 | - | - |
Total Total Growth | -8.95 | 81.77 | 86.94 | 76.89 | 71.3 | 361.04 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 217.9 | 152.31 | 160.85 | 156.41 | 227.75 | 231.6 |
Total Debt Total Debt Growth | 97.32 | 73.72 | 56.09 | 61.23 | 62.5 | 75.48 |
Net Cash (Debt) Net Cash Growth | 120.58 | 78.6 | 104.76 | 95.17 | 165.24 | 156.12 |
Net Cash Growth | -8.25% | -24.97% | 10.07% | -42.41% | 5.85% | 122.92% |
Net Cash Per Share Net Cash Per Share Growth | 0.42 | 0.28 | 0.37 | 0.34 | 0.58 | 0.70 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 29.96 | 14.72 | 15.34 | 35.1 | 15.52 | -9.96 |
Capital Expenditures CapEx Growth | -2.68 | -2.43 | -2.45 | -1.66 | -1.7 | -2.59 |
Free Cash Flow Free Cash Flow Growth | 27.29 | 12.29 | 12.89 | 33.45 | 13.83 | -12.55 |
Free Cash Flow Growth | 0.19% | -4.67% | -61.45% | 141.90% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 7.54% | 6.17% | 5.71% | 5.76% | 7.41% | 17.70% |
Pretax Margin | 7.73% | 6.20% | 4.82% | 4.96% | 6.45% | 22.13% |
Profit Margin | 4.43% | 3.08% | 2.75% | 2.33% | 5.05% | 19.45% |
FCF Margin | 3.69% | 1.75% | 1.56% | 4.38% | 2.09% | -3.36% |
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.023 | 0.037 | 0.054 | 0.106 |
Dividend Per Share Growth | -37.84% | -31.48% | -49.06% | - |
Dividend Yield | 2.09% | 2.06% | 5.73% | 11.03% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.58 | 10.95 | 14.11 | 30.02 | 8.63 | 4.18 |
P/FCF Ratio | 15.12 | 19.22 | 24.94 | 15.95 | 20.83 | - |
PS Ratio | 0.56 | 0.34 | 0.39 | 0.70 | 0.44 | 0.81 |