Gulf Insurance Group K.S.C.P. (KWSE:GINS)
Kuwait · Delayed Price · Currency is KWD · Price in KWF 1.450
+0.100 (7.41%)
At close: Aug 31, 2026
KWSE:GINS Ratios and Metrics
Market cap in millions KWD. Fiscal year is January - December.
Millions KWD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 413 | 236 | 322 | 533 | 288 | 304 | |
Market Cap Growth | 64.77% | -26.55% | -39.72% | 85.22% | -5.14% | 102.04% |
Enterprise Value | 375 | 207 | 306 | 467 | 190 | 281 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.58 | 10.95 | 14.11 | 30.02 | 8.63 | 4.18 |
PS Ratio | 0.56 | 0.34 | 0.39 | 0.70 | 0.44 | 0.81 |
PB Ratio | 0.97 | 0.58 | 0.85 | 1.43 | 0.79 | 0.87 |
P/FCF Ratio | 15.12 | 19.22 | 24.94 | 15.95 | 20.83 | - |
P/OCF Ratio | 13.77 | 16.04 | 20.96 | 15.20 | 18.56 | - |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.51 | 0.30 | 0.37 | 0.61 | 0.29 | 0.75 |
EV/EBITDA Ratio | 5.80 | 4.12 | 5.64 | 9.19 | 3.39 | 4.04 |
EV/EBIT Ratio | 6.73 | 4.79 | 6.47 | 10.62 | 3.88 | 4.26 |
EV/FCF Ratio | 13.75 | 16.85 | 23.75 | 13.97 | 13.75 | - |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.23 | 0.18 | 0.15 | 0.16 | 0.17 | 0.22 |
Debt / EBITDA Ratio | 1.50 | 1.42 | 1.00 | 1.17 | 1.11 | 1.08 |
Debt / FCF Ratio | 3.57 | 6.00 | 4.35 | 1.83 | 4.52 | - |
Net Debt / Equity Ratio | -0.28 | -0.19 | -0.28 | -0.25 | -0.45 | -0.45 |
Net Debt / EBITDA Ratio | -1.91 | -1.56 | -1.93 | -1.87 | -2.95 | -2.24 |
Net Debt / FCF Ratio | -4.42 | -6.39 | -8.13 | -2.85 | -11.95 | 12.44 |
Quick Ratio | 6.93 | 0.62 | 0.56 | 0.56 | 6.32 | 0.53 |
Current Ratio | 11.48 | 1.06 | 1.04 | 1.12 | 10.83 | 0.84 |
Asset Turnover | 0.54 | 0.55 | 0.69 | 0.66 | 0.53 | 0.34 |
Return on Equity (ROE) | 10.85% | 8.00% | 8.44% | 8.00% | 10.33% | 30.92% |
Return on Assets (ROA) | 2.52% | 2.11% | 2.45% | 2.37% | 2.43% | 3.80% |
Return on Invested Capital (ROIC) | 8.38% | 6.84% | 8.65% | 7.97% | 9.96% | 21.40% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 7.95% | 10.46% | 8.06% | 3.98% | 11.59% | 23.91% |
FCF Yield | 6.61% | 5.20% | 4.01% | 6.27% | 4.80% | -4.13% |
Dividend Yield | - | - | 2.09% | 2.06% | 5.73% | 11.03% |
Payout Ratio | 7.19% | 36.89% | 50.58% | 84.08% | 35.50% | 27.75% |
Buyback Yield / Dilution | - | -0.08% | -0.21% | - | -26.35% | -17.32% |
Total Shareholder Return | - | -0.08% | 1.87% | 2.06% | -20.62% | -6.29% |