Gulf Insurance Group K.S.C.P. (KWSE:GINS)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.7700
-0.0340 (-4.23%)
At close: May 21, 2026

KWSE:GINS Statistics

Total Valuation

KWSE:GINS has a market cap or net worth of KWD 219.12 million. The enterprise value is 213.35 million.

Market Cap219.12M
Enterprise Value 213.35M

Important Dates

The last earnings date was Thursday, March 26, 2026.

Earnings Date Mar 26, 2026
Ex-Dividend Date May 27, 2025

Share Statistics

KWSE:GINS has 284.57 million shares outstanding. The number of shares has decreased by -4.88% in one year.

Current Share Class 284.57M
Shares Outstanding 284.57M
Shares Change (YoY) -4.88%
Shares Change (QoQ) +6.28%
Owned by Insiders (%) n/a
Owned by Institutions (%) 0.01%
Float 8.37M

Valuation Ratios

The trailing PE ratio is 7.69.

PE Ratio 7.69
Forward PE n/a
PS Ratio 0.30
PB Ratio 0.53
P/TBV Ratio 0.84
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.55, with an EV/FCF ratio of -13.64.

EV / Earnings 7.62
EV / Sales 0.30
EV / EBITDA 3.55
EV / EBIT 4.16
EV / FCF -13.64

Financial Position

The company has a current ratio of 11.32, with a Debt / Equity ratio of 0.21.

Current Ratio 11.32
Quick Ratio 6.92
Debt / Equity 0.21
Debt / EBITDA 1.45
Debt / FCF -5.57
Interest Coverage 10.58

Financial Efficiency

Return on equity (ROE) is 9.79% and return on invested capital (ROIC) is 7.96%.

Return on Equity (ROE) 9.79%
Return on Assets (ROA) 2.48%
Return on Invested Capital (ROIC) 7.96%
Return on Capital Employed (ROCE) 3.99%
Weighted Average Cost of Capital (WACC) 4.41%
Revenue Per Employee 177,746
Profits Per Employee 6,899
Employee Count4,059
Asset Turnover 0.56
Inventory Turnover n/a

Taxes

In the past 12 months, KWSE:GINS has paid 12.20 million in taxes.

Income Tax 12.20M
Effective Tax Rate 23.76%

Stock Price Statistics

The stock price has decreased by -23.00% in the last 52 weeks. The beta is 0.04, so KWSE:GINS's price volatility has been lower than the market average.

Beta (5Y) 0.04
52-Week Price Change -23.00%
50-Day Moving Average 0.79
200-Day Moving Average 0.84
Relative Strength Index (RSI) 46.40
Average Volume (20 Days) 4,003

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, KWSE:GINS had revenue of KWD 721.47 million and earned 28.00 million in profits. Earnings per share was 0.10.

Revenue721.47M
Gross Profit 103.32M
Operating Income 51.25M
Pretax Income 51.37M
Net Income 28.00M
EBITDA 58.58M
EBIT 51.25M
Earnings Per Share (EPS) 0.10
Full Income Statement

Balance Sheet

The company has 362.41 million in cash and 87.19 million in debt, with a net cash position of 89.08 million or 0.31 per share.

Cash & Cash Equivalents 362.41M
Total Debt 87.19M
Net Cash 89.08M
Net Cash Per Share 0.31
Equity (Book Value) 413.13M
Book Value Per Share 1.09
Working Capital 604.73M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -13.10 million and capital expenditures -2.55 million, giving a free cash flow of -15.65 million.

Operating Cash Flow -13.10M
Capital Expenditures -2.55M
Depreciation & Amortization n/a
Net Borrowing 18.45M
Free Cash Flow -15.65M
FCF Per Share -0.05
Full Cash Flow Statement

Margins

Gross margin is 14.32%, with operating and profit margins of 7.10% and 4.31%.

Gross Margin 14.32%
Operating Margin 7.10%
Pretax Margin 7.12%
Profit Margin 4.31%
EBITDA Margin 8.12%
EBIT Margin 7.10%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 2,860.70%.

Dividend Per Share 0.02
Dividend Yield 2,860.70%
Dividend Growth (YoY) -37.84%
Years of Dividend Growth n/a
Payout Ratio 29.28%
Buyback Yield 4.88%
Shareholder Yield 2,865.58%
Earnings Yield 12.78%
FCF Yield -7.14%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 3, 2012. It was a forward split with a ratio of 1.05.

Last Split Date Apr 3, 2012
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 2