Kuwait Finance House K.S.C.P. (KWSE:KFH)
Kuwait flag Kuwait · Delayed Price · Currency is KWD
0.7370
-0.0070 (-0.94%)
At close: Oct 22, 2026

KWSE:KFH Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7131,6721,5721,4191,022677.55
Revenue Growth
3.17%6.34%10.76%38.88%50.85%25.93%
Net Income
639.19613.2579.18562.79343.2239.33
Earnings Per Share
0.030.030.030.030.020.02
EPS Growth
8.53%5.83%2.99%29.57%25.72%61.18%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury Pre-Provision Income
245.73163.19155.93219.68262.7672.07
Retail and Private Banking Pre-Provision Income
661.83659.1564.4471.28265.05354.05
Corporate Banking Pre-Provision Income
784.63780.8730.49546.48352.19257.32
Investment Pre-Provision Income
230.55230.24241.34223.41192.29127.57

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,9986,4603,8243,6763,8513,337
Total Debt
12,38513,2399,7308,7158,4932,833
Net Cash (Debt)
-7,386-6,779-5,906-5,039-4,641503.51
Net Cash Growth
-----7.42%
Net Cash Per Share
-0.40-0.37-0.32-0.27-0.320.04

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,410536.072,610-205.51401.24-1,075
Capital Expenditures
-54.03-94.95-50.71-35.22-22.23-18.83
Free Cash Flow
-2,464441.112,559-240.73379.01-1,094
Free Cash Flow Growth
--82.76%----

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
37.31%36.68%36.84%39.65%33.58%35.32%
FCF Margin
-143.80%26.38%162.77%-16.96%37.08%-161.49%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0220.0220.0190.0160.0110.008
Dividend Per Share Growth
16.73%17.28%20.13%47.22%36.71%31.67%
Dividend Yield
3.04%2.96%2.84%2.75%1.82%1.45%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.2322.7621.4018.8431.9629.12
Forward PE
18.5620.1621.6618.5326.4025.39
P/FCF Ratio
-31.634.84-28.94-
PS Ratio
8.268.357.887.4710.7310.29