Kuwait Finance House K.S.C.P. (KWSE:KFH)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.7700
-0.0020 (-0.26%)
At close: Aug 20, 2026

KWSE:KFH Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7171,6721,5721,4191,022677.55
Revenue Growth
6.18%6.34%10.76%38.88%50.85%25.93%
Net Income
629.43613.2579.18562.79343.2239.33
Earnings Per Share
0.030.030.030.030.020.02
EPS Growth
8.48%5.83%2.99%29.57%25.72%61.18%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury Pre-Provision Income
245.73163.19155.93219.68262.7672.07
Retail and Private Banking Pre-Provision Income
661.83659.1564.4471.28265.05354.05
Corporate Banking Pre-Provision Income
784.63780.8730.49546.48352.19257.32
Investment Pre-Provision Income
230.55230.24241.34223.41192.29127.57

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,7126,4603,8243,6763,8513,337
Total Debt
11,76113,2399,7308,7158,4932,833
Net Cash (Debt)
-7,049-6,779-5,906-5,039-4,641503.51
Net Cash Growth
-----7.42%
Net Cash Per Share
-0.38-0.37-0.32-0.27-0.320.04

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
646.75536.072,610-205.51401.24-1,075
Capital Expenditures
-49.18-94.95-50.71-35.22-22.23-18.83
Free Cash Flow
597.57441.112,559-240.73379.01-1,094
Free Cash Flow Growth
--82.76%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.66%36.68%36.84%39.65%33.58%35.32%
FCF Margin
34.80%26.38%162.77%-16.96%37.08%-161.49%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0220.0220.0190.0160.0110.008
Dividend Per Share Growth
16.73%17.28%20.13%47.22%36.71%31.67%
Dividend Yield
2909.09%3.04%3.14%3.00%2.04%1.64%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
22.5222.7621.4018.8431.9629.12
Forward PE
20.7520.1621.6618.5326.4025.39
P/FCF Ratio
24.7431.634.84-28.94-
PS Ratio
8.618.357.887.4710.7310.29