Kuwait Finance House K.S.C.P. (KWSE:KFH)

KWSE:KFH Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	4,327	5,996	3,446	3,048	3,201	2,888
Investment Securities	8,270	7,889	7,319	7,411	6,438	3,033
Trading Asset Securities	671.21	463.61	378.12	627.26	650.23	448.42
Total Investments	8,941	8,352	7,697	8,038	7,088	3,482
Gross Loans	24,459	25,453	22,306	22,519	21,399	13,383
Allowance for Loan Losses	-1,013	-945.94	-933.82	-947.7	-925.9	-651.38
Other Adjustments to Gross Loans	-	-2,690	-2,303	-2,146	-1,672	-1,376
Net Loans	23,446	21,817	19,070	19,425	18,801	11,355
Property, Plant & Equipment	468.92	434.03	375.64	358.69	334.6	204.44
Goodwill	-	2,064	2,067	2,099	2,127	-
Other Intangible Assets	2,330	264.56	260.55	298.89	335.43	32.35
Investments in Real Estate	461.39	464.84	458.2	376.62	399.87	325.13
Other Receivables	597.81	1,257	1,570	1,792	2,552	1,609
Restricted Cash	1,620	1,498	1,147	1,856	1,448	1,242
Other Current Assets	-	253.67	258.69	207.54	245.52	254.44
Long-Term Deferred Tax Assets	-	-	-	74.63	28.95	48.31
Other Real Estate Owned & Foreclosed	-	98.91	87.16	-	-	-
Other Long-Term Assets	1,613	258.63	265.56	435.59	408.25	346.61
Total Assets	43,806	42,760	36,703	38,010	36,969	21,788

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	454.77	299.96	339.62	274.31	247.83
Accrued Expenses	-	245.27	204.76	192.13	246.1	177.37
Interest Bearing Deposits	22,676	21,029	19,220	21,813	21,030	15,867
Total Deposits	22,676	21,029	19,220	21,813	21,030	15,867
Short-Term Borrowings	-	115.08	69.37	95.48	75.08	21.6
Current Portion of Long-Term Debt	-	10,265	6,659	5,724	5,307	2,587
Other Current Liabilities	-	49.13	55.94	62.97	84.34	72.95
Long-Term Debt	12,385	2,860	3,002	2,895	3,111	224.31
Long-Term Unearned Revenue	-	17.63	9.79	10.39	10.82	34.31
Pension & Post-Retirement Benefits	-	125.55	133.28	117.27	110.38	84.62
Other Long-Term Liabilities	2,027	753.82	631.67	596.6	434.42	163.99
Total Liabilities	37,087	35,915	30,286	31,847	30,683	19,481

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,977	1,848	1,711	1,476	1,342	844.16
Additional Paid-In Capital	4,285	4,285	4,285	3,627	3,627	735.36
Retained Earnings	1,471	1,381	1,250	1,033	884.07	701.17
Treasury Stock	-822.16	-822.16	-822.16	-113.1	-41.76	-27.74
Comprehensive Income & Other	-710.66	-302.94	-401.12	-204.67	48.15	-94.47
Total Common Equity	6,201	6,388	6,023	5,818	5,859	2,158
Minority Interest	517.47	456.47	394.85	345.05	426.63	148.7
Shareholders' Equity	6,718	6,845	6,418	6,163	6,286	2,307
Total Liabilities & Equity	43,806	42,760	36,703	38,010	36,969	21,788

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	12,385	13,239	9,730	8,715	8,493	2,833
Net Cash (Debt)	-7,386	-6,779	-5,906	-5,039	-4,641	503.51
Net Cash Growth	-	-	-	-	-	7.42%
Net Cash Per Share	-0.40	-0.37	-0.32	-0.27	-0.32	0.04
Filing Date Shares Outstanding	18,409	18,409	18,409	18,343	18,466	12,757
Total Common Shares Outstanding	18,409	18,409	18,409	18,343	18,466	12,757
Book Value Per Share	0.31	0.31	0.30	0.29	0.29	0.15
Tangible Book Value	3,870	4,060	3,695	3,420	3,397	2,126
Tangible Book Value Per Share	0.19	0.19	0.17	0.16	0.16	0.15

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 22, 2026

Data Sources Report a data error