KWSE:KFH Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,996	3,446	3,048	3,201	2,888
Investment Securities	7,889	7,319	7,411	6,438	3,033
Trading Asset Securities	463.61	378.12	627.26	650.23	448.42
Total Investments	8,352	7,697	8,038	7,088	3,482
Gross Loans	25,453	22,306	22,519	21,399	13,383
Allowance for Loan Losses	-945.94	-933.82	-947.7	-925.9	-651.38
Other Adjustments to Gross Loans	-2,690	-2,303	-2,146	-1,672	-1,376
Net Loans	21,817	19,070	19,425	18,801	11,355
Property, Plant & Equipment	434.03	375.64	358.69	334.6	204.44
Goodwill	2,064	2,067	2,099	2,127	-
Other Intangible Assets	264.56	260.55	298.89	335.43	32.35
Investments in Real Estate	464.84	458.2	376.62	399.87	325.13
Other Receivables	1,257	1,570	1,792	2,552	1,609
Restricted Cash	1,498	1,147	1,856	1,448	1,242
Other Current Assets	253.67	258.69	207.54	245.52	254.44
Long-Term Deferred Tax Assets	-	-	74.63	28.95	48.31
Other Real Estate Owned & Foreclosed	98.91	87.16	-	-	-
Other Long-Term Assets	258.63	265.56	435.59	408.25	346.61
Total Assets	42,760	36,703	38,010	36,969	21,788
Accounts Payable	454.77	299.96	339.62	274.31	247.83
Accrued Expenses	245.27	204.76	192.13	246.1	177.37
Interest Bearing Deposits	21,029	19,220	21,813	21,030	15,867
Total Deposits	21,029	19,220	21,813	21,030	15,867
Short-Term Borrowings	115.08	69.37	95.48	75.08	21.6
Current Portion of Long-Term Debt	10,265	6,659	5,724	5,307	2,587
Other Current Liabilities	49.13	55.94	62.97	84.34	72.95
Long-Term Debt	2,860	3,002	2,895	3,111	224.31
Long-Term Unearned Revenue	17.63	9.79	10.39	10.82	34.31
Pension & Post-Retirement Benefits	125.55	133.28	117.27	110.38	84.62
Other Long-Term Liabilities	753.82	631.67	596.6	434.42	163.99
Total Liabilities	35,915	30,286	31,847	30,683	19,481
Common Stock	1,848	1,711	1,476	1,342	844.16
Additional Paid-In Capital	4,285	4,285	3,627	3,627	735.36
Retained Earnings	1,381	1,250	1,033	884.07	701.17
Treasury Stock	-822.16	-822.16	-113.1	-41.76	-27.74
Comprehensive Income & Other	-302.94	-401.12	-204.67	48.15	-94.47
Total Common Equity	6,388	6,023	5,818	5,859	2,158
Minority Interest	456.47	394.85	345.05	426.63	148.7
Shareholders' Equity	6,845	6,418	6,163	6,286	2,307
Total Liabilities & Equity	42,760	36,703	38,010	36,969	21,788
Total Debt	13,239	9,730	8,715	8,493	2,833
Net Cash (Debt)	-6,779	-5,906	-5,039	-4,641	503.51
Net Cash Growth	-	-	-	-	7.42%
Net Cash Per Share	-0.39	-0.34	-0.29	-0.34	0.04
Filing Date Shares Outstanding	17,205	17,205	17,143	17,258	11,923
Total Common Shares Outstanding	17,205	17,205	17,143	17,258	11,923
Book Value Per Share	0.33	0.32	0.31	0.31	0.16
Tangible Book Value	4,060	3,695	3,420	3,397	2,126
Tangible Book Value Per Share	0.20	0.19	0.17	0.17	0.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.