KWSE:KIB Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	138.32	186.22	82.87	257.47	216.78	232.91
Investment Securities	753.18	805.5	625.38	545.54	494.77	442.08
Trading Asset Securities	-	3.97	3.09	2.84	2.77	1.73
Total Investments	753.18	809.47	628.47	548.38	497.55	443.81
Gross Loans	3,367	3,401	2,915	2,552	2,694	2,332
Allowance for Loan Losses	-	-81.45	-69.39	-66.49	-76.76	-61.88
Net Loans	3,367	3,319	2,846	2,486	2,617	2,270
Property, Plant & Equipment	49.11	52.79	47.93	47.02	43.56	40.56
Investments in Real Estate	75.47	75.53	78.58	63.28	42.71	53.55
Accrued Interest Receivable	-	6.37	5.68	3.5	2.54	2.29
Other Receivables	118.81	48.12	31.76	32.3	11.19	6.01
Restricted Cash	-	100.29	166.92	147.27	125.58	67.03
Other Current Assets	-	1.95	2.03	1.66	4.17	3.48
Other Long-Term Assets	70.02	39.32	33.03	28.51	19.73	14.96
Total Assets	4,571	4,639	3,923	3,615	3,581	3,135
Accrued Expenses	-	8.15	8.44	9.74	9.42	8.88
Interest Bearing Deposits	3,327	3,218	2,754	2,119	2,339	2,062
Non-Interest Bearing Deposits	-	-	-	-	25.13	31.12
Total Deposits	3,327	3,218	2,754	2,119	2,364	2,093
Current Portion of Long-Term Debt	-	236.07	86.5	184.64	569.97	530.71
Current Income Taxes Payable	-	0.29	0.26	0.18	0.13	0.5
Accrued Interest Payable	-	17.02	14.36	15.5	15.55	7.43
Other Current Liabilities	-	1.38	1.42	1.42	1.41	1.39
Long-Term Debt	664.8	607.39	548.89	795.27	222.83	90.4
Long-Term Leases	-	3.7	4.24	3.6	2.99	2.27
Pension & Post-Retirement Benefits	-	17.73	14.72	15.01	14.9	12.41
Other Long-Term Liabilities	115.63	50.39	45.78	43.02	30.82	30.62
Total Liabilities	4,107	4,160	3,479	3,187	3,232	2,777
Common Stock	178.86	178.86	170.34	165.38	117.81	113.28
Additional Paid-In Capital	66.62	71.43	71.43	71.43	54.32	54.33
Retained Earnings	49.44	138.95	121.26	116.49	111.26	109.95
Treasury Stock	-45.16	-45.16	-45.16	-45.16	-45.21	-45.23
Comprehensive Income & Other	210.77	131.13	122.45	116.13	106.97	121.75
Total Common Equity	460.53	475.21	440.33	424.27	345.14	354.07
Minority Interest	3.89	3.87	3.66	3.55	3.55	3.66
Shareholders' Equity	464.42	479.07	443.98	427.82	348.69	357.72
Total Liabilities & Equity	4,571	4,639	3,923	3,615	3,581	3,135
Total Debt	664.8	847.16	639.62	983.51	795.79	623.38
Net Cash (Debt)	-362.96	-438.59	-440.44	-539.33	-388.51	-242.45
Net Cash Per Share	-0.21	-0.25	-0.25	-0.35	-0.30	-0.19
Filing Date Shares Outstanding	1,739	1,739	1,739	1,736	1,252	1,252
Total Common Shares Outstanding	1,739	1,739	1,739	1,736	1,252	1,252
Book Value Per Share	0.26	0.22	0.20	0.19	0.20	0.21
Tangible Book Value	460.53	475.21	440.33	424.27	345.14	354.07
Tangible Book Value Per Share	0.26	0.22	0.20	0.19	0.20	0.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.