KWSE:KIB Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	30.82	30.1	23.08	19.09	13.6	10.89
Depreciation & Amortization	5.57	5.34	7.57	6.74	5.06	4.42
Gain (Loss) on Sale of Assets	-1.92	-1.92	-	-2.48	-2.64	-
Gain (Loss) on Sale of Investments	-2.13	-2.21	-0.23	0.24	0.16	-1.27
Provision for Credit Losses	10.18	10.18	15.76	16.13	16.98	9.22
Change in Other Net Operating Assets	-502.53	-375.72	-665.98	273.46	-211.54	-447.94
Other Operating Activities	-8.29	-6.12	-6.48	-16.02	-17.78	1.54
Operating Cash Flow	-468.66	-340.44	-626.29	297.01	-196.24	-423.26
Capital Expenditures	-6.63	-6.88	-6.8	-8.36	-6.12	-9.22
Investment in Securities	-89	-59.01	-144.25	-45.28	-26.82	-110.26
Income (Loss) Equity Investments	-0.36	-0.09	-0.01	-0.16	-0.08	-0.13
Other Investing Activities	5.08	3.33	2.95	3.53	2.62	2.43
Investing Cash Flow	-98.7	-70.71	-150.54	-64.93	-30.31	-117.05
Issuance of Common Stock	91.58	91.58	92.4	60.03	0.01	-
Repurchase of Common Stock	-91.77	-91.77	-91.97	-	-	-
Common Dividends Paid	-14.02	-14.04	-13.32	-9.45	-9.26	-5.26
Net Increase (Decrease) in Deposit Accounts	543.52	463.61	635.56	-220.02	277.26	416.82
Other Financing Activities	-1.25	-0.7	-0.75	-0.41	-0.19	-0.13
Financing Cash Flow	528.05	448.67	621.92	-169.85	267.83	411.43
Foreign Exchange Rate Adjustments	-0.44	-0.81	-0.03	0.14	1.14	-0.23
Net Cash Flow	-39.74	36.72	-154.94	62.37	42.42	-129.1
Free Cash Flow	-475.29	-347.32	-633.09	288.66	-202.36	-432.48
Free Cash Flow Margin	-500.09%	-376.89%	-816.92%	424.69%	-338.65%	-818.65%
Free Cash Flow Per Share	-0.27	-0.20	-0.36	0.19	-0.15	-0.34

Source: S&P Global Market Intelligence. Banks template. Financial Sources.