Warba Insurance and Reinsurance Company (K.S.C.P.) (KWSE:WINSRE)
Kuwait flag Kuwait · Delayed Price · Currency is KWD · Price in KWF
0.1700
-0.0020 (-1.16%)
At close: Aug 6, 2026

KWSE:WINSRE Financials Overview

Millions KWD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
25.6926.6127.3127.7721.0221.71
Revenue Growth
-6.22%-2.54%-1.65%32.09%-3.18%13.72%
Operating Income
3.764.375.366.944.712.28
Net Income
3.854.535.627.094.862.34
Earnings Per Share
0.020.020.020.030.020.01
EPS Growth
-26.07%-20.06%-20.95%47.10%105.33%30.83%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Life and Medical Insurance
1.251.032.262.154.119.89
Investment
2.663.482.732.4812.18
General Risk Insurance - Motor
-1.281.670.880.657.05
General Risk Insurance - General Accidents and Fire
-0.550.660.711.442.1
General Risk Insurance - Marine & Aviation
-0.370.320.260.320.45
Total
6.136.717.649.736.7621.66

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
8.488.325.965.376.857.45
Total Debt
13.5824444
Net Cash (Debt)
-5.16.321.961.372.853.45
Net Cash Growth
-222.93%42.46%-51.83%-17.19%-7.72%
Net Cash Per Share
-0.020.030.010.010.010.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2.820.9410.756.384.431.63
Capital Expenditures
-0.14-0.13-0.03-0.1-0.28-0.14
Free Cash Flow
2.680.8110.716.284.151.49
Free Cash Flow Growth
-79.57%-92.40%70.50%51.51%177.70%-68.70%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.62%16.41%19.64%25.01%22.42%10.50%
Pretax Margin
15.18%17.25%20.95%25.76%23.31%10.82%
Profit Margin
14.99%17.03%20.58%25.54%23.13%10.79%
FCF Margin
10.41%3.06%39.24%22.63%19.73%6.88%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0150.0150.0120.0100.0060.007
Dividend Per Share Growth
25.00%25.00%20.00%75.44%-19.72%29.09%
Dividend Yield
8.72%9.38%8.66%12.78%8.93%9.13%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.219.407.103.394.2611.68
P/FCF Ratio
15.4752.343.733.825.0018.33
PS Ratio
1.571.601.460.860.991.26