LJSE:VZZR Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Premiums & Annuity Revenue	33.84	30.3	22.97	19.96
Total Interest & Dividend Income	1.96	2.35	2.35	-2.47
Gain (Loss) on Sale of Investments	-1.97	-0.78	-0.26	-0.49
Total Revenue	33.84	31.88	25.06	17
Revenue Growth (YoY)	6.16%	27.18%	47.42%	-
Policy Benefits	17.83	14.8	10.27	7.3
Policy Acquisition & Underwriting Costs	9.42	10.09	3.18	2.04
Selling, General & Administrative	6.89	7.56	1.59	0.95
Other Operating Expenses	1.48	1.21	0.61	-0.25
Total Operating Expenses	35.62	33.66	15.64	10.03
Operating Income	-1.78	-1.78	9.42	6.97
Interest Expense	-0.09	-0.11	-0.08	-0
Earnings From Equity Investments	-0.02	-0.08	-0.35	1.73
Other Non Operating Income (Expenses)	0.48	0.47	0.01	-0.04
EBT Excluding Unusual Items	-1.41	-1.51	9	8.66
Asset Writedown	-	-0.01	-1.41	0
Pretax Income	-1.41	-1.51	7.59	8.67
Income Tax Expense	-0.23	0.1	-1.1	0.53
Earnings From Continuing Ops.	-1.17	-1.62	8.69	8.14
Earnings From Discontinued Ops.	-	-	-27.86	-5.41
Net Income to Company	-1.17	-1.62	-19.16	2.73
Minority Interest in Earnings	-0	-0.02	-0.02	-0
Net Income	-1.18	-1.64	-19.18	2.73
Net Income to Common	-1.18	-1.64	-19.18	2.73
Shares Outstanding (Basic)	19	-	-	-
Shares Outstanding (Diluted)	19	-	-	-
EPS (Basic)	-0.06	-	-	-
EPS (Diluted)	-0.06	-	-	-
Free Cash Flow	-4.55	-21.12	-55.09	-8.8
Free Cash Flow Per Share	-0.25	-	-	-
Operating Margin	-5.25%	-5.60%	37.60%	41.00%
Profit Margin	-3.48%	-5.14%	-76.52%	16.05%
Free Cash Flow Margin	-13.44%	-66.24%	-219.79%	-51.78%
EBITDA	-0.85	-1.03	11.55	8.89
EBITDA Margin	-2.50%	-3.24%	46.08%	52.31%
D&A For EBITDA	0.93	0.75	2.12	1.92
EBIT	-1.78	-1.78	9.42	6.97
EBIT Margin	-5.25%	-5.60%	37.60%	41.00%
Effective Tax Rate	-	-	-	6.08%