Vzajemna zdravstvena zavarovalnica, d. d. (LJSE:VZZR)
Slovenia · Delayed Price · Currency is EUR 1.550
0.00 (0.00%)
At close: Oct 12, 2026
LJSE:VZZR Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -3.44 | -1.18 | -1.64 | -19.18 | 2.73 | 7.43 |
Depreciation & Amortization | 1.1 | 1.15 | 0.9 | 2.26 | 2.03 | 1.35 |
Other Amortization | 0.21 | 0 | - | 0.03 | 0.02 | 0.32 |
Gain (Loss) on Sale of Assets | -0.04 | - | -0.36 | -0.3 | - | - |
Change in Accounts Receivable | 0.88 | -0.85 | -30.03 | -36.39 | -12.93 | 0.27 |
Reinsurance Recoverable | 0.03 | -0.03 | -0.1 | 3.52 | -0.04 | 0 |
Change in Income Taxes | -0.05 | - | - | - | -1.28 | -3.76 |
Change in Insurance Reserves / Liabilities | - | - | - | - | - | 0.99 |
Change in Other Net Operating Assets | 0.03 | -0.55 | 14.26 | -11.56 | -1.28 | 0.67 |
Other Operating Activities | -0.42 | -1.32 | 1.39 | 3.72 | 1.92 | 12.13 |
Operating Cash Flow | -3.04 | -2.96 | -19.2 | -53.74 | -7.23 | 19.22 |
Operating Cash Flow Growth | - | - | - | - | - | -60.80% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.43 | -1.59 | -1.92 | -1.35 | -1.58 | -0.86 |
Sale of Property, Plant & Equipment | 0.04 | 0.04 | 0.14 | 0.14 | 0.83 | 1.4 |
Purchase / Sale of Intangible Assets | -0.65 | -0.91 | -0.46 | -0.64 | -0.36 | -0.29 |
Cash Acquisitions | - | - | - | - | -3.22 | -2.63 |
Investment in Securities | 19.8 | 22.74 | 20.96 | 55.43 | 9.08 | -17.03 |
Other Investing Activities | 0.83 | 0.74 | 0.97 | 1.21 | 2.17 | 2.25 |
Investing Cash Flow | 18.6 | 21.02 | 19.69 | 54.79 | 6.93 | -17.16 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 0.11 | 0.35 | - | - | - |
Total Debt Repaid | -16.72 | -16.72 | -0.78 | -0.89 | -0.92 | -0.48 |
Lease Payments | -0.57 | -0.57 | -0.44 | -0.56 | -0.47 | - |
Net Debt Issued (Repaid) | -16.64 | -16.61 | -0.43 | -0.89 | -0.92 | -0.48 |
Common Dividends Paid | -0.1 | -0.09 | - | -0.11 | - | -0.03 |
Other Financing Activities | -0.54 | -0.3 | -0.06 | -0.06 | 0.05 | - |
Financing Cash Flow | -17.28 | -17 | -0.49 | -1.06 | -0.87 | -0.51 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Miscellaneous Cash Flow Adjustments | -0 | -0 | - | - | 0 | - |
Net Cash Flow | -1.73 | 1.06 | 0 | -0.01 | -1.17 | 1.55 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -4.48 | -4.55 | -21.12 | -55.09 | -8.8 | 18.36 |
Free Cash Flow Growth | - | - | - | - | - | -61.96% |
Free Cash Flow Margin | -12.74% | -13.44% | -66.24% | -219.79% | -51.78% | 5.45% |
Free Cash Flow Per Share | -0.06 | -0.25 | -0.29 | - | - | - |
Levered Free Cash Flow | -4.25 | 17.32 | -41.55 | -17.06 | 11.14 | 13.33 |
Unlevered Free Cash Flow | -4.2 | 17.37 | -41.48 | -17.01 | 11.14 | 13.34 |
Free Cash Flow After Leases | -5.05 | -5.12 | -21.55 | -55.65 | -9.28 | 18.36 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 0.06 | 0.05 | 0.06 | 0.06 | 0.02 | - |
Cash Income Tax Paid | 0.05 | 0 | -0.7 | 0.15 | 1.28 | 3.76 |
Change in Working Capital | -0.47 | -1.64 | -19.56 | -40.32 | -15.17 | -2.01 |