Vzajemna zdravstvena zavarovalnica, d. d. (LJSE:VZZR)

LJSE:VZZR Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	61.27	-	-	0.4	1.79	-
Investments in Equity & Preferred Securities	0.13	0.13	0.1	0.07	0.12	-
Other Investments	4.91	70.7	92	83.98	155.24	180.71
Total Investments	77.44	80.86	100.61	89.18	158.29	182.9
Cash & Equivalents	1.6	2.25	1.19	1.19	1.2	2.37
Reinsurance Recoverable	0.49	0.85	0.83	0.71	4.62	0.6
Other Receivables	5.4	2.3	1.36	43.06	13.27	43.19
Property, Plant & Equipment	12.91	13.01	13.49	12.81	16.16	13.95
Goodwill	4.17	4.17	4.17	4.62	4.62	2.83
Other Intangible Assets	1.56	1.71	1.39	1.41	1.2	1.29
Other Current Assets	-	0.38	0.82	2.16	1.21	0.13
Long-Term Deferred Tax Assets	0.1	0.11	-	-	2.54	1.3
Other Long-Term Assets	1.15	-	-	-	-	0
Total Assets	104.83	105.65	123.86	155.13	203.12	248.57

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	1.33	1.21	1.49	0.8	0.76	2.07
Accrued Expenses	1.3	1.57	1.01	1.77	1.32	3.77
Insurance & Annuity Liabilities	12.66	12.93	15.13	7.65	22.93	62.44
Unpaid Claims	-	-	-	40.43	62.47	20.48
Unearned Premiums	-	-	-	-	-	34.06
Reinsurance Payable	0	-	-	0.02	-	0.11
Current Portion of Long-Term Debt	0.41	0.45	0.35	0.3	0.33	0.12
Current Portion of Leases	-	0.44	0.35	0.32	0.34	0.39
Short-Term Debt	-	2.11	2.12	2.4	2.1	0.13
Current Income Taxes Payable	0	0.03	-	0.02	0	0.05
Long-Term Debt	0.22	0.32	0.66	0.75	1.05	0.56
Long-Term Leases	1.08	0.8	0.8	0.57	0.33	0.49
Long-Term Deferred Tax Liabilities	-	-	0.17	0.08	-	1.28
Other Current Liabilities	7.05	7.34	1.26	1.75	0.67	4.14
Other Long-Term Liabilities	1.64	0.32	24.02	35.59	0.27	0.25
Total Liabilities	25.7	28.56	48.52	93.43	93.48	131.43

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	73.5	73.5	73.5	3.14	3.14	3.14
Retained Earnings	2.34	-0.69	-0.99	66.6	120.07	110.74
Comprehensive Income & Other	2.56	4.28	2.83	-8.01	-13.53	3.4
Total Common Equity	78.41	77.09	75.34	61.73	109.67	117.27
Minority Interest	0.72	-	-0	-0.02	-0.04	-0.13
Shareholders' Equity	79.13	77.09	75.34	61.7	109.64	117.14
Total Liabilities & Equity	104.83	105.65	123.86	155.13	203.12	248.57

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	73.5	73.5	73.5	-	-	-
Total Common Shares Outstanding	73.5	73.5	73.5	-	-	-
Total Debt	1.71	4.11	4.29	4.34	4.14	1.69
Net Cash (Debt)	-0.11	-1.86	-3.1	-3.15	-2.94	0.68
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.00	-0.10	-0.04	-	-	-
Book Value Per Share	1.07	1.05	1.03	-	-	-
Tangible Book Value	72.67	71.21	69.79	55.7	103.86	113.15
Tangible Book Value Per Share	0.99	0.97	0.95	-	-	-
Land	0.38	0.38	0.38	0.15	0.15	0.13
Buildings	14.31	14.28	15.63	15.19	17.31	15.29
Machinery	8.67	8.57	8.04	7.79	7.95	6.01

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 8, 2026

Data Sources Report a data error